Prepaid cards can be a great alternative to credit cards and regular debit cards because you can easily control your budget by only loading the amount you want to spend. These cards can be great if you need to improve your finances or have trouble controlling your spendings with a credit card.

So, you may be asking yourself, “Do I need a prepaid card?”. If so, this post is for you. The 8 best prepaid cards to control budget are in a list below with the benefits of each one. So read on!

Each of the following options has its benefits and drawbacks. So, it is important to know what you’re looking for before choosing any of the options. For example, certain cards have no monthly or activation fee, while others offer fee discounts and rewards. So, check below the 8 best prepaid cards to control budget!

You can choose between three versions of American Express Serve: Free Reloads, Cash Back, and Free Direct Deposit. Also, before you create your account, you will be able to choose which card account is the best according to your needs. And the three options do not require a minimum balance or credit check.

Also, you can get the perk of an early Direct Deposit, access to Serve’s mobile app, fraud protection, and more! But, here is a list to help you understand a bit more about the main features of each card option:

This card can be great for those looking for a card with many options for free reload with many retailers. However, there are no bonuses or rewards.

This cash-back card option is for those looking to enjoy cashback options on a prepaid card. However, keep in mind that the rewards are online. Also, be sure you can spend enough to make the best out of the monthly fee charged.

The free direct deposit card option can be great for those starting to budget and who want to better manage their finances.

If you need your salary in your account faster, you can use the free early direct deposit option and get your payment up to two days faster. Moreover, you can put money in your account at the Walmart register or Money Center.

Besides the zero monthly fees, there are no fees for foreign transactions, card transactions, inactivity, and transactions to Bluebird account holders, and online bill pay. However, if you need to make a transaction at out-of-network ATMs, there is a $2.50 fee, depending on where you use the card. In addition, the Bluebird prepaid debit card is an American Express card. So, you can use your card anywhere where Amex is accepted.

To get this Chase card, you will need to go to a physical branch. Also, there are no fees to open your account. However, there is a $25 opening deposit requirement. This card can be good for those looking for a prepaid card that does not charge to reload money or to have access to customer service. Also, you can use this card in any place that accepts the Visa network.

This card is for those who are tired of waiting in lines to check cash. You can use this card to get a direct deposit to automatically deposit your money to receive it earlier. Also, you can use this card anywhere where the Visa network is accepted.

This card has great features that can help you better manage your money. You can use the Low Cash Mode feature in the mobile app to get alerts when your balance is low. Also, this feature allows you to have 24 hours to get your account out of the negative and have no overdraft fees.

A payroll card can be great for small or big businesses that want to better manage the payments of their employers. Also, if you have many people working in different places, this card can be a great option to manage the payments.

This card can be great for those who need to withdraw money out of the country. There are no monthly or annual fees and no U.S. transaction fees. However, there is a $2.50 foreign transaction fee and $2.50 for withdraws made at non-eligible ATMs.

Western Union Money Transfer Services can help you send money almost anywhere in the world in the safest way possible. And you can do it online or with a mobile app. Also, this service allows you to pay using your bank account, your credit or debit card, or you can cash in-store. You can also receive money safely with this service.

However, there are some fees to each transfer made, and they depend on the amount transferred or received and some other factors.

Before you choose any of the prepaid card options, make sure that you have analyzed your finances. Also, make sure that you have prepared a good budget to make the best out of the prepaid card you choose. Moreover, if you want to know more about how to budget, check out our post below with tips to help you start budgeting!