Credit Cards
10 best premium and luxury cards of 2021
Do you want to choose a great premium credit card for 2021? Then read more to see the best premium cards 2021!
Advertisement
by Victória Lourenço
Find out the best premium credit cards of 2021
If you are looking for a new premium credit card, we are here to show you some information about the 10 best premium cards 2021. Check out our post to learn a bit more about premium and luxury cards. Maybe you will even choose one for yourself this year. Keep reading to see information about annual fees, rewards, and card perks.
Advertisement
10 best premium cards 2021
Chase Sapphire Reserve Card
The Chase Sapphire Reserve card is the first on our list of the best premium cards 2021. It has many premium dining and travel rewards. The card’s annual fee is hefty, but you can get a large portion of it back once you use the $300 in yearly travel credits. See below for some more information about the card.
| Credit Score | Excellent |
| Annual Fee | $550 |
| Regular APR* | 16.99% – 23.99% variable APR *Terms apply |
| Welcome bonus* | Get 60,000 points after you spend $4,000 within the first 3 months *Terms apply |
| Rewards* | Travel statement credit of $300 per year 3X points on dining for eligible delivery services, takeout as well as travel Spending on any other purchase earns you 1 point per dollar *Terms apply |
How do you get the Chase Sapphire Reserve card?
Do you want incredible travel and dining perks in one credit card? Then, read more to know how to apply for the Chase Sapphire Reserve card!
Advertisement
American Express Gold Card
The American Express Gold card is a great card with amazing dining rewards. It also has travel rewards and perks. You can get a great welcome bonus, and some of the other rewards and information about this card are in the table below!
| Credit Score | Good to excellent |
| Annual Fee | $250 |
| Regular APR | 15.99% – 22.99% variable APR |
| Welcome bonus | After you spend $4,000 on qualifying purchases in the first six months, you will get 60,000 MR points *Terms apply |
| Rewards | You can get 3 points for every dollar spent on flights booked with airline or American Express Travel 4 MR points for every dollar spent at restaurants 4 points for every dollar spent at supermarkets in the U.S. on $25,000 in purchases/year. 1 point for every dollar spent on every other eligible purchase $120 Uber Cash on Amex Gold $120 on dining credit * Terms apply |
How do you get the American Express Gold card?
If you fit the profile and want to know how to get your American Express Gold card, here is some important information to guide you!
Citi Prestige Card
The Citi Prestige card is a very premium black card. It offers great rewards and perks. This Citi card also offers great technology features to its cardholders. Learn more about this card’s perks and information below.
| Credit Score | Excellent |
| Annual Fee | $495 |
| Regular APR | 16.99% – 23.99% variable APR on spendings and balance transfers |
| Welcome Bonus* | 62,500 Citi ThankYouSM Points (25,000 Miles) Gadget Welcome Gift *Terms apply |
| Rewards* | Every five years, get up to $100 toward Global Entry or TSA Pre✓® Free annual hotel stay (4th night) Transfer points to many travel loyalty programs 5X points on air travel and dining 3X points on hotels and cruises 1X points on other purchases *Terms apply |
How to apply for a Citi Prestige Card credit card
The Citi Prestige card from Citibank offers great welcome bonuses, in addition to having a simple signup process. Discover how to apply!
Advertisement
American Express Platinum card
The American Express Platinum card is one of the most premium cards there are. Even though it has a hefty annual fee, you can get many great and premium dining and travel perks. See a little bit more about this amazing Amex card in our table below.
| Credit Score | Good to excellent |
| Annual Fee | $695 |
| Regular APR | 15.99% – 22.99% variable APR on eligible charges |
| Welcome bonus* | 100K MR points 10x points on qualifying purchases *Terms apply |
| Rewards* | 10 MR points at gas stations and supermarkets 5 MR points for every dollar spent on flights 5 MR points for every dollar spent on prepaid hotel purchases 2 MR points for every dollar spent on other travel expenses 1 MR point for every dollar spent on all other purchases Uber Rides with the Amex Platinum card, also Shop Saks with Platinum *Terms apply |
How do you get the American Express Platinum card?
If you are ready to obtain your American Express Platinum card, here are some information that can guide you through the process. Check it out
Blue Cash Preferred Card
The Blue Cash Preferred Card is great for those who want to buy at U.S. supermarkets. This card can be great for individual purchases. You can even get the offer of $0 for the annual fee in the first year. Check out below more about this great card!
| Credit Score | Good – Excellent |
| Annual Fee | $0 in the first year. After that, the annual fee is $95 |
| Regular APR* | 13.99% to 23.99% variable APR *Terms apply |
| Welcome bonus* | 20% cash back for Amazon purchases in the first six months *Terms apply |
| Rewards* | 6% cash back available for U.S. supermarkets 6% cash back on U.S. streaming 1% cash back on any other spendings *Terms apply |
How do you get the Blue Cash Preferred card?
The Blue Cash Preferred card is an amazing option for everyday spending. Read more to know how to apply for this great rewarding card!
United Club Infinite Card
The United Club infinite card is a great premium card. it has benefits and rewards for dining and travel. You can get 4X points when spending with eligible purchases and get 2X points on dining and travel. As with other Chase cards, this card is a very rewarding premium card. So, check out our table below with some more information on the card.
| Credit Score | Excellent |
| Annual fee | $525 |
| Regular APR | 16.49% – 23.49% variable APR |
| Welcome bonus* | After spending $3,000 in the first three months after creating your account, you will get 75,000 bonus miles *Terms apply |
| Rewards* | 4X on eligible purchases 2X on dining and travel *Terms apply |
Hilton Honors American Express Aspire Card
The Hilton Honors American Express Aspire Card is one of the top-tier cards of American Express. You get a very high welcome bonus, and this card is also amazing for travelers. Check out more about this great premium card in our table below!
| Credit Score | Good – Excellent |
| Annual fee | $450 |
| Regular APR | 15.74% – 24.74% variable APR |
| Welcome bonus* | After spending $4,000 in the first three months of creating your account, you will get 150,000 points *Terms apply |
| Rewards* | 14X points on eligible purchases 7X points for flights booked with airlines or American Express Travel 7X points on eligible restaurants in the United States 3X points on all other qualifying purchases * Terms apply |
Delta SkyMiles Reserve American Express Card
This Amex card is a great card for travelers, and it has access to American Express’s Centurion Lounges every time you fly with Delta airlines. There are many other great benefits offered by the Delta SkyMiles Reserve Amex card. Check some of them in our table below.
| Credit Score | Good – Excellent |
| Annual fee | $550 |
| Regular APR | 15.74% – 24.74% variable APR |
| Welcome bonus* | After spending $3,000 in your first three months, you will get 50,000 bonus miles and 10,000 Medallion Qualification Miles *Terms apply |
| Rewards* | 3X Miles on purchases made with Delta 1X mile on every other qualifying purchase Complimentary access to The Centurion Lounge (when booking with Delta Airlines) and more *Terms apply |
American Express Business Platinum
If you travel a lot, the American Express Business Platinum card can be great for you. You can get many travel perks even if the annual fee is $595. So, if you are a frequent business traveler, check out some more information about this amazing Amex travel card in our table below!
| Credit score | Good – Excellent |
| Annual fee | $595 |
| Regular APR | 14.24% 22.24% variable APR |
| Welcome bonus | After spending $15,000 on qualifying purchases in the first three months, earn 100,000 MR points |
| Rewards* | 5X MR points for flights and prepaid hotel stays made on Amex Travel Earn u to $200 in statement credits per year and more *Terms apply |
Citi AAdvantage Platinum Select World Elite
The Citi AAdvantage Platinum Select World Elite card has many rewards for dining and travel. This is a great air travel card for people who travel within the United States. And for people who are able to spend money enough so they can maximize the card’s bonus offers. See more information about this card in our table below!
| Credit score | Good – Excellent |
| Annual fee | $99 |
| Regular APR* | 15.99% to 24.99% variable APR *Terms apply |
| Welcome bonus | After spending $2,500 in the first 3 months, you will get 50,000 bonus miles |
| Rewards* | 2X miles for spendings related to dining, gas stations, and American Airlines 1X miles on any other spending *Terms apply |
But if you still want to know more about incredible credit cards with great benefits, check our list with the best options of 2021 next!
Best credit cards of 2021: reviews
Does your credit card rank among the best credit cards 2021 presented us with? We have come up with a shortlist with some amazing cards.
Victória Lourenço
Aline Barbosa
Senior Editor
Trending Topics
Upstart personal loan full review
Do you need to make a good and fast personal loan? Upstart personal loan can be a good choice. So, check out our full review to know more!
Keep Reading
Books to start investing in crypto: learn the 7 best!
Are you interested in starting to trade crypto? If so, you can start now with our list of the seven best books to start investing in crypto!
Keep Reading
Upgrade Triple Cash Rewards Visa® card full review
Upgrade offers a card with unlimited cash back on payments with no annual fee. So, check out our Upgrade Triple Cash Rewards Visa® review!
Keep ReadingYou may also like
U.S. Bank Cash+™ Visa Signature® credit card review: is it worth it?
When it comes to cashback, the more you get on daily spending, the better. That's the case with the U.S. Bank Cash+™ Visa Signature® credit card. You can choose the best categories for you. Learn more about it in this article.
Keep Reading
Luxury Titanium or Luxury Black card: choose the best!
Are you trying to decide between Luxury Titanium or Luxury Black? This review will help you decide, showing the benefits and disadvantages of each one. Please read on to find out the best travel card for you!
Keep Reading
When should you consider a secured credit card?
If you're suffering from a bad credit score, you should consider getting a secured credit card to improve it. Read this content to see if it's the right option for you.
Keep Reading