Credit Cards (US)

BankAmericard® Credit Card for Students full review

If you are a student looking to build credit, then this BankAmericard® Credit Card for Students review is worth checking. Find out the details on how this card works!

by Aline Augusto

Published on 03/24/2023

BankAmericard® Credit Card for Students: no annual fee

Check how this credit card can help you build credit! Source: The Mister Finance.
Check how this credit card can help you build credit! Source: The Mister Finance.

As shown below on the chart at this BankAmericard® Credit Card for Students review, this card is amazing for those who need to build credit.

BankAmericard® Credit Card for Students

How to apply BankAmericard® for Students?

See how to apply for a BankAmericard® Credit Card for Students and enjoy an introductory period of 0% APR on purchases and balance transfers.

It offers an introductory APR of 0% for 21 billing cycles applied for both balance transfers and purchases made within 60 days from the account opening date.

Credit ScoreAll considered
APRFrom 15.49% to 25.49% (variable) – balance transfers;
From 18.49% to 28.49% – cash advances
Annual Fee$0
FeesBalance Transfer Fee: 3% of each transaction;
Cash Advance Fee: from 3% to 5% of each transaction;
Foreign Transaction Fee: 3% of each transaction;
Late Payment: up to $40
Welcome bonusNone 
RewardsNone

Although this credit card doesn’t offer rewards, it may be a fantastic tool for establishing solid finances. 

Now, continue reading to decide if it fits your needs.  

How does the BankAmericard® Credit Card for Students work?

Bank of America doesn’t lack credit card offers. It wouldn’t be different when it comes to cards designed for students.

The BankAmericard® Credit Card for Students, in particular, is an amazing tool for those who need to build credit. 

Unfortunately, the card is not suitable for those who want to earn rewards or bonuses.

On the other hand, it is an amazing option for those who need to build solid finances since it offers an introductory APR, charges no annual fee, and accepts less-than-perfect credit in the application process.

Furthermore, the bank allows you to access your FICO® Score monthly for free, as well as it provides you with valuable information on how to establish a good financial path and credit habits.

Additionally, it features a spectacular mobile app and online banking, so you can access your finances from wherever you are.

BankAmericard® Credit Card for Students benefits

Apply for a student credit card. Source: Canva.
Apply for a student credit card. Source: Canva.

As can be seen on this BankAmericard® Credit Card for Students review, it might be a great tool for students who need to build a healthy credit path.

Even though the card doesn’t offer rewards, it was launched to help students to establish good habits regarding their finances.

Pros

  • The card offers an introductory APR period of 0% for 21 billing cycles on purchases and balance transfers made within 60 days from the account opening date;
  • It doesn’t charge an annual fee;
  • It provides mobile and online banking as well as access to FICO® Score;
  • The card comes with a $0 Liability Guarantee and other security features.

Cons

  • It doesn’t offer rewards or bonuses.

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How good does your credit score need to be?

In summary, the card is designed for those with less-than-perfect credit. So, you can apply for it to build your credit, even if you have fair credit.  

How to apply for a BankAmericard® Credit Card for Students?

If you are a student trying to build credit, you have just found a tool to help you with that. Now, learn how to apply for the BankAmericard® Credit Card for Students.

BankAmericard® Credit Card for Students

How to apply BankAmericard® for Students?

See how to apply for a BankAmericard® Credit Card for Students and enjoy an introductory period of 0% APR on purchases and balance transfers.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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