Credit Cards (US)
BankAmericard® Credit Card for Students full review
If you are a student looking to build credit, then this BankAmericard® Credit Card for Students review is worth checking. Find out the details on how this card works!
BankAmericard® Credit Card for Students: no annual fee
As shown below on the chart at this BankAmericard® Credit Card for Students review, this card is amazing for those who need to build credit.
How to apply BankAmericard® for Students?
See how to apply for a BankAmericard® Credit Card for Students and enjoy an introductory period of 0% APR on purchases and balance transfers.
It offers an introductory APR of 0% for 21 billing cycles applied for both balance transfers and purchases made within 60 days from the account opening date.
| Credit Score | All considered |
| APR | From 15.49% to 25.49% (variable) – balance transfers; From 18.49% to 28.49% – cash advances |
| Annual Fee | $0 |
| Fees | Balance Transfer Fee: 3% of each transaction; Cash Advance Fee: from 3% to 5% of each transaction; Foreign Transaction Fee: 3% of each transaction; Late Payment: up to $40 |
| Welcome bonus | None |
| Rewards | None |
Although this credit card doesn’t offer rewards, it may be a fantastic tool for establishing solid finances.
Now, continue reading to decide if it fits your needs.
How does the BankAmericard® Credit Card for Students work?
Bank of America doesn’t lack credit card offers. It wouldn’t be different when it comes to cards designed for students.
The BankAmericard® Credit Card for Students, in particular, is an amazing tool for those who need to build credit.
Unfortunately, the card is not suitable for those who want to earn rewards or bonuses.
On the other hand, it is an amazing option for those who need to build solid finances since it offers an introductory APR, charges no annual fee, and accepts less-than-perfect credit in the application process.
Furthermore, the bank allows you to access your FICO® Score monthly for free, as well as it provides you with valuable information on how to establish a good financial path and credit habits.
Additionally, it features a spectacular mobile app and online banking, so you can access your finances from wherever you are.
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BankAmericard® Credit Card for Students benefits
As can be seen on this BankAmericard® Credit Card for Students review, it might be a great tool for students who need to build a healthy credit path.
Even though the card doesn’t offer rewards, it was launched to help students to establish good habits regarding their finances.
Pros
- The card offers an introductory APR period of 0% for 21 billing cycles on purchases and balance transfers made within 60 days from the account opening date;
- It doesn’t charge an annual fee;
- It provides mobile and online banking as well as access to FICO® Score;
- The card comes with a $0 Liability Guarantee and other security features.
Cons
- It doesn’t offer rewards or bonuses.
How good does your credit score need to be?
In summary, the card is designed for those with less-than-perfect credit. So, you can apply for it to build your credit, even if you have fair credit.
How to apply for a BankAmericard® Credit Card for Students?
If you are a student trying to build credit, you have just found a tool to help you with that. Now, learn how to apply for the BankAmericard® Credit Card for Students.
How to apply BankAmericard® for Students?
See how to apply for a BankAmericard® Credit Card for Students and enjoy an introductory period of 0% APR on purchases and balance transfers.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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