Credit Cards (US)

Bank of America® Customized Cash Rewards credit card overview

The Bank of America® Customized Cash Rewards credit card offers great cash back rewards to its cardholders. If you want to know a bit more, check out our overview!

by Victória Lourenço

09/09/2021 | Updated on 11/03/2022

Bank of America® Customized Cash Rewards credit card: Choose your rewards category!

Read our Bank of America® Customized Cash Rewards credit card overview. Source: The Mister Finance.
Read our Bank of America® Customized Cash Rewards credit card overview. Source: The Mister Finance.

In this Bank of America® Customized Cash Rewards credit card overview, you’ll learn about a credit card that allows you to choose the bonus categories for its cash back rewards.

You can earn 3% back on the top category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined purchases), and unlimited 1% back.

So if you love getting rewards on your spending and don’t mind tracking categories, this card is the one for you. Keep reading our Bank of America® Customized Cash Rewards credit card overview to learn more.

Bank of America® Customized Cash Rewards credit card

How to apply for the BofA Customized Cash Rewards

With the Bank of America® Customized Cash Rewards credit card you can customize your top cash back category! Learn how to apply here.

Credit ScoreExcellent.
Annual Fee$0.
Regular APR0% intro APR for 18 billing cycles;
16.99% – 26.99% Variable APR after that period.
Welcome bonus$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 3 months of account opening.
Rewards*3% cash back in the category of your choice;
2% at grocery stores and wholesale clubs (up to $2,500 in combined quarterly purchases);
Unlimited 1% on all other purchases.

*Terms apply

What is special about this card?

What is so special about this card? Source: Freepik.
What is so special about this card? Source: Freepik.

BofA Customized Cash Rewards

Get 3% cash back in a category of your choice!

No annual fee
0% Intro APR for 18 months.
Unlimited 1% cash back in all purchases
Great cash rewards welcome bonus!

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This card can be very special because of its cash back rewards. As a cardholder, you can choose the categories of your 3% cash back reward. Also, you can change them once every month.

The card also has a great welcome bonus of a $200 online cash back reward that you can get after spending $1,000 within your first 90 days. Also, you can get an automatic 2% back at wholesale clubs and grocery stores (terms apply).

Who qualifies for this card?

People who qualify for this Bank of America card like to make everyday purchases and deal with cash back bonuses. Also, they must have an excellent score and be able to spend the required amount to get the rewards that this card offers.

Bank of America® Customized Cash Rewards credit card

BofA Customized Cash Rewards review

Do you want to choose your cash back bonus categories? The Bank of America® Customized Cash Rewards credit card can be a great option. So, check out our full review!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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