Credit Cards

Bank of America Cash Rewards: overview on Bank of America Cash Rewards credit card

Bank of America Cash Rewards offers great cash back rewards to its cardholders. If you want to know a bit more, check out our overview!

Advertisement

by Victória Lourenço

09/09/2021 | Updated on 10/25/2021

Bank of America Cash Rewards credit card

Read our overview of Bank of America Cash Rewards. Source: Bank of America
Read our overview of Bank of America Cash Rewards. Source: Bank of America

The Bank of America Cash Rewards is a credit card that allows you to choose the bonus categories for one of its cash back rewards. You can get rewards for purchasing at wholesale clubs, grocery stores, and categories that you can choose.

So, if you love to get cash back for your purchases and would like to choose your rewards categories, this card can be great for you. To learn a bit more about this cash back credit card, keep reading our overview.

How to apply for Bank of America Cash Rewards card

With the Bank of America Cash Rewards card you can choose your bonus categories. Keep reading to know how to get this great cash back card!

Credit ScoreGood to excellent
Annual Fee$0
Regular APR13.99 to 23.99% variable APR
Welcome bonusAfter you spend at least $1,000 within the first 90 days of opening your account, you can get a $200 online cash rewards bonus
Rewards*Choose a category to get 3% cash back (you can get up to $2,500 if you choose combined categories)
Get 2% back at wholesale clubs and grocery stores (you can get up to $2,500 if you choose combined categories)
On all other spendings, earn unlimited 1%

*Terms apply

Advertisement

What is special about the Bank of America Cash Rewards?

This card offers great cash back rewards. Source: Gettyimages
This card offers great cash back rewards. Source: Gettyimages

Bank of America Cash Rewards

Get great 3% cash back rewards

No annual fee
3% back on online purchases, travel, dining, gas, and others
Choose your 3% categories
Change your 3% categories once every month

You will be redirected to another website

This card can be very special because of its cash back rewards. As a cardholder, you can choose the categories of your 3% cash back reward. Also, you can change them once every month. The card also has a great welcome bonus of a $200 online cash back reward that you can get after spending $1,000 within your first 90 days. Also, you can get an automatic 2% back at wholesale clubs and grocery stores (terms apply).

Who qualifies for the Bank of America Cash Rewards credit card?

See who qualifies to get this card. Source: Gettyimages
See who qualifies to get this card. Source: Gettyimages

People who qualify for this Bank of America card like to make everyday purchases and deal with cash back bonuses. Also, they must have a very good score and be able to spend the required amount to get the rewards that this card offers.

Bank of America Cash Rewards card full review

Do you want to choose your cash back bonus categories? The Bank of America credit card can be a great option. So, check out our full review!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

How to apply for the BMO eclipse Visa Infinite credit card?

This BMO Visa card offers great rewards and benefits. Learn all about the BMO eclipse Visa Infinite credit card application in our post!

Keep Reading
content

Oportun® Visa® credit card review

Get credit lines of up to $1,000, and there is no credit score needed! Read our Oportun® Visa® credit card review to learn more!

Keep Reading
content

How to apply for a Capital One Platinum credit card?

Check out how easy and fast it is to apply for a Capital One Platinum and start building a credit score while enjoying a package of perks!

Keep Reading

You may also like

content

Upgrade Personal Loan review: how does it work and is it good?

Here's our review of Upgrade Personal Loan. Learn about their interest rates, terms. Check it out!

Keep Reading
content

Solana is releasing a new crypto phone

The Solana team is hard at work on the release of their new crypto phone, the Saga. Learn more about the features and specs of this upcoming device here!

Keep Reading
content

How to build credit as a college student

Don't let your lack of credit history hold you back from achieving your financial goals. Here's how to build credit as a college student and start paving the way for a bright future. Keep reading!

Keep Reading