Credit Cards (US)

Spark 1.5% Cash Select – Good Credit review

Check out our Spark 1.5% Cash Select - Good Credit review if you want to earn unlimited rewards on all purchases you and your employees make.

Spark 1.5% Cash Select – Good Credit: 1.5% cash back on every purchase

This credit card has an amazing reward rate. Source: The Mister Finance.
This credit card has an amazing reward rate. Source: The Mister Finance.

If you are looking for a business card that lets you earn unlimited rewards, this Spark 1.5% Cash Select – Good Credit review is worth reading.

apply Spark 1.5% Cash Select Good Credit

How to get a Spark 1.5% Cash Select – Good Credit

Check out how simple it is to apply for the Spark 1.5% Cash Select – Good Credit and earn unlimited rewards on every purchase.

Basically, the card gathers spectacular features for business owners and managers. 

In addition, it doesn’t charge an annual fee.

Credit ScoreGood.
APR0% intro APR for 12 months; then 20.24% – 28.24% variable APR.
Annual Fee$0
FeesCash advance: $3 or 3% of the amount of each transaction, whichever is greater;
Late Payment: up to $39
Welcome bonusNo welcome bonus other than the low intro APR promo.
RewardsUnlimited 1.5% cash back on all purchases;
Unlimited 5% cash back on car rentals and hotel booked through Capital One Travel.

If you want to learn more about this card, keep reading this article to discover the details of how it works.

How does the Spark 1.5% Cash Select – Good Credit work?

Capital One features a spectacular credit card for select business owners and managers. The Spark 1.5% Cash Select – Good Credit Card is one of a kind.

In fact, it is one of a few that offers unlimited cash back on all purchases, with no category restrictions or limits.

So, every time you or an employee use the card, you will earn 1.5% cash back on every purchase you and your team make.

Therefore, you can boost the rewards while managing your business.

Also, the card gives you 5% cash back on car rentals and hotels booked through the Capital One Travel program.

Although it doesn’t offer an introductory APR period, the rates are competitive and reasonable. Additionally, there are no annual fees.

Probably, you won’t find a card like that somewhere else. To sum up, Spark gives you valuable benefits at a very low cost.

Furthermore, it provides you with the following:

  • $0 Fraud Liability, extended warranty, and accounts alerts;
  • Online and mobile banking with autopay, account managers, year-end summaries, and purchase records;
  • Payment flexibility and transactions details;
  • Spend limits and employee cards for free;
  • Roadside assistance.

Lastly, this card doesn’t charge any foreign transaction fees, which suits those who travel frequently.

Spark 1.5% Cash Select – Good Credit benefits

If you're a business owner, you'll enjoy having this credit card. Source: Canva.
If you’re a business owner, you’ll enjoy having this credit card. Source: Canva.

As shown on this Spark 1.5% Cash Select – Good Credit review, this card is fantastic for business owners and managers who want to boost rewards at a very low cost.

In summary, the card has no disadvantages besides the fact that it only accepts excellent credit scores.

Pros

  • It features unlimited rewards on all purchases;
  • It provides all essential security features;
  • Additional employee cards are free;
  • There are no annual or foreign transaction fees.

Cons

  • There’s no welcome bonus promotion.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

Of course, a card at this level wouldn’t accept less-than-perfect credit scores. So, make sure your credit is at least in good standing before you apply.

How to apply for a Spark 1.5% Cash Select – Good Credit Card?

Now, learn how to apply for the amazing Spark 1.5% Cash Select – Good Credit and earn unlimited rewards on everything you purchase.

apply Spark 1.5% Cash Select Good Credit

How to get a Spark 1.5% Cash Select – Good Credit

Check out how simple it is to apply for the Spark 1.5% Cash Select – Good Credit and earn unlimited rewards on every purchase.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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