Aspiration Plus account full review
Nowadays, it is primordial to look after the environment and social issues. And thinking of it, we will present to you an Aspiration Plus account review. Sign up and earn up to 5% APY plus rewards!
by Aline Augusto
Aspiration Plus account: up to 10% cashback on debit card purchases!
In today’s Aspiration Plus account review, you’ll learn about the features and perks of this great financial product.
So, when it comes to big corporations like traditional banks, we don’t seem like making a difference to the world. So, we keep our accounts because we need them, and that’s it!
However, there is a new group of companies that let us be part of the change. Aspiration is between them.
By signing up for an account, you will be part of environmental and social conscience through programs that help save the planet.
So, you won’t be funding any fossil fuel exploration or production. And you will earn interest and rewards while making a difference in the world.
|APY||Up to 5%|
|Fees||$0 monthly fee if you pay annually|
|Perks||Cash back; FDIC insurance; AIM score; phone protection; mobile app.|
How does the Aspiration Plus account work?
Aspiration features two types of accounts, both of them with APY and low costs. The Basic one offers fewer reward and pay less interest.
On the other hand, the Plus one pays you up to 5% APY on the first $10,000 of your savings, and you earn up to 10% cash back on Conscience Coalition purchases.
Also, you can access over 55,000 free in-network ATMs and get one out-of-network ATM reimbursement per month.
In addition, it provides you with Purchase Assurance that covers you when something you buy is damaged or stolen within 90 days.
Finally, you can enjoy peace of mind knowing that you are helping save the planet. That is, not funding fossil fuel exploration or production and planting a tree with every roundup.
Aspiration Plus account benefits
Firstly, if you are environmentally and socially committed, this account is perfect for you!
Secondly, it pays a higher APY and a better amount of rewards compared to similar accounts.
Thirdly, all deposits are FDIC insured. And it provides you with purchase coverage and protection.
Plus, you get a Planet-Friendly Debit Card that can be used to shop at Conscience Coalition and earn up to 10% cashback.
And all of that with less than $2 per week. In fact, you pay $0 as a monthly fee if you pay annually.
In contrast, it is an online financial company, which means that it doesn’t have any physical branches or CDs.
Also, it doesn’t allow cash deposits.
- Eco-friendly and social concerned company
- Debit card with 10% cash back on eligible purchases
- FDIC insured
- Purchase Assurance
- High APY with low costs
- No physical branches
- No cash deposits allowed
How good does your credit score need to be?
The only requirement to open an account at Aspiration is a U.S. bank or credit union saving or checking account to fund the initial $10 deposit.
How to apply for an Aspiration Plus account?
If you are interested in opening an account to earn rewards and interest while helping save the planet, learn now how to sign up for it!
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