Credit Cards (US)

How to apply for the U.S. Bank Visa® Platinum Card?

If you need to learn how to apply for the U.S. Bank Visa® Platinum Card to get the 0% intro APR period and no annual fee, read on!

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by Victória Lourenço

09/19/2022 | Updated on 09/20/2022

U.S. Bank Visa® Platinum Card application: get an application response in 60 seconds!

Get the benefits of being a U.S. Bank customer. Source: The Mister Finance.
Get the benefits of being a U.S. Bank customer. Source: The Mister Finance.

Are you looking to apply for the U.S. Bank Visa® Platinum Card? If so, you’re in the right place! So, read on!

Also, the U.S. Bank Visa® Platinum Card provides an impressive 0% intro APR on balance transfers for the first 20 billing cycles.

card

Credit Card

U.S. Bank Visa® Platinum

0% Intro APR no annual fee

A card with no annual fee issued by a trusted bank: U.S. Bank Visa® Platinum card

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Moreover, if you already want to apply, you can click on the link below to go to the card’s official landing page!

So, with this card’s features, you’ll have much-needed breathing room to pay off your balances interest-free!

Therefore, if you’re looking for a way to learn how to apply for the U.S. Bank Visa® Platinum Card, keep reading!

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Online Application Process

You can easily apply through U.S. Bank's website. Source: Freepik.
You can easily apply through U.S. Bank’s website. Source: Freepik.

To apply for this card, you’ll need to fill out a form on the official application page. You’ll need to provide the personal information required, such as your home address, full name, and others.

Then, you’ll be able to complete the full filling out process in about five minutes! So, it’s a quick and efficient process!

Other application process option

The main and most efficient way to apply for this credit card is online. However, you can call them on their official number to get help with your application!

U.S. Bank Visa® Platinum Card vs. Upgrade Visa® with Cash Rewards card

Now that you know how to apply for this U.S. Bank card, you should know about different options.

But first, let’s remember this card’s main features: there is no annual fee, and you’ll have a 0% intro APR period of 20 billing cycles!

So, if you’re looking for a card that can help you save money on interest payments, the U.S. Bank Visa® Platinum Card may be a good choice.

However, if your think that the Upgrade Visa® with Cash Rewards card has more benefits, you can check out our comparison table below to help you make the best credit card decision for your finances!

Check the comparison table to find the card that suits your needs

U.S. Bank Visa® Platinum CardUpgrade Visa® with Cash Rewards card
Credit ScoreMore than 700 points.Fair to good credit score.
APR*16.74% to 26.74% variable APR for purchases and balance transfers;

28.24% variable APR for cash advances;

Also, there’s a 0% intro APR for the first 20 billing cycles for purchases and the same for balances you transfer in 60 days from your account opening.

*Terms apply.
From 8.99% to 29.99% variable APR.

*Terms apply.
Annual FeeNo annual fee.No annual fee.
Fees*Balance transfer and convenience check cash advance fees: $5 minimum or 3% of each transfer amount, whichever is greater;

Cash advance ATM, cash advance, and cash equivalent advance fees: $10 minimum or 5% of each transfer amount, whichever is greater;

No overdraft protection fee;

2% of each international purchase or foreign ATM advance transaction made in U.S. dollars;

3% of each overseas purchase or foreign ATM advance activity in a foreign currency.

*Terms apply.
No regular fees.
Welcome bonusN/A.Get a $200 bonus if you open a Rewards Checking account (you’ll need to make three debit card transactions).
Rewards*You can slip large purchases into monthly payments (fixed) with the U.S. Bank ExtendPay™ Plan (there is a monthly fee).

*Terms apply.
1.5% cash back on payments.

*Terms apply.

Got interested in the Upgrade Visa® with Cash Rewards card? So check the following content, and you’ll see how this card works in our full review.

Upgrade Visa with Cash Rewards card fundo branco

Upgrade Visa® with Cash Rewards full review

In this Upgrade Visa® with Cash Rewards review post, we will explain how this credit card works and all the benefits you get by applying for one.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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