Credit Cards (US)
How to apply for the U.S. Bank Visa® Platinum Card?
If you need to learn how to apply for the U.S. Bank Visa® Platinum Card to get the 0% intro APR period and no annual fee, read on!
U.S. Bank Visa® Platinum Card application: get an application response in 60 seconds!
Are you looking to apply for the U.S. Bank Visa® Platinum Card? If so, you’re in the right place! So, read on!
Also, the U.S. Bank Visa® Platinum Card provides an impressive 0% intro APR on balance transfers for the first 20 billing cycles.
Moreover, if you already want to apply, you can click on the link below to go to the card’s official landing page!
So, with this card’s features, you’ll have much-needed breathing room to pay off your balances interest-free!
Therefore, if you’re looking for a way to learn how to apply for the U.S. Bank Visa® Platinum Card, keep reading!
Online Application Process
To apply for this card, you’ll need to fill out a form on the official application page. You’ll need to provide the personal information required, such as your home address, full name, and others.
Then, you’ll be able to complete the full filling out process in about five minutes! So, it’s a quick and efficient process!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Other application process option
The main and most efficient way to apply for this credit card is online. However, you can call them on their official number to get help with your application!
U.S. Bank Visa® Platinum Card vs. Upgrade Visa® with Cash Rewards card
Now that you know how to apply for this U.S. Bank card, you should know about different options.
But first, let’s remember this card’s main features: there is no annual fee, and you’ll have a 0% intro APR period of 20 billing cycles!
So, if you’re looking for a card that can help you save money on interest payments, the U.S. Bank Visa® Platinum Card may be a good choice.
However, if your think that the Upgrade Visa® with Cash Rewards card has more benefits, you can check out our comparison table below to help you make the best credit card decision for your finances!
Check the comparison table to find the card that suits your needs
| U.S. Bank Visa® Platinum Card | Upgrade Visa® with Cash Rewards card | |
| Credit Score | More than 700 points. | Fair to good credit score. |
| APR* | 16.74% to 26.74% variable APR for purchases and balance transfers; 28.24% variable APR for cash advances; Also, there’s a 0% intro APR for the first 20 billing cycles for purchases and the same for balances you transfer in 60 days from your account opening. *Terms apply. | From 8.99% to 29.99% variable APR. *Terms apply. |
| Annual Fee | No annual fee. | No annual fee. |
| Fees* | Balance transfer and convenience check cash advance fees: $5 minimum or 3% of each transfer amount, whichever is greater; Cash advance ATM, cash advance, and cash equivalent advance fees: $10 minimum or 5% of each transfer amount, whichever is greater; No overdraft protection fee; 2% of each international purchase or foreign ATM advance transaction made in U.S. dollars; 3% of each overseas purchase or foreign ATM advance activity in a foreign currency. *Terms apply. | No regular fees. |
| Welcome bonus | N/A. | Get a $200 bonus if you open a Rewards Checking account (you’ll need to make three debit card transactions). |
| Rewards* | You can slip large purchases into monthly payments (fixed) with the U.S. Bank ExtendPay™ Plan (there is a monthly fee). *Terms apply. | 1.5% cash back on payments. *Terms apply. |
Got interested in the Upgrade Visa® with Cash Rewards card? So check the following content, and you’ll see how this card works in our full review.
Upgrade Visa® with Cash Rewards full review
In this Upgrade Visa® with Cash Rewards review post, we will explain how this credit card works and all the benefits you get by applying for one.
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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