If you need some extra cash to achieve your goals, read this post and learn how to apply for the Exchange Bank Of California Unsecured Personal Loan.

Exchange Bank Of California offers unsecured personal loans, which means it doesn’t require collateral.

A personal loan can be used to consolidate debt, cover an emergency or an unexpected situation, or even pay for a large purchase.

Also, loan amounts range from $1,000 to $100,000. And rates are fixed. Therefore, monthly payments will be fixed, too.

Usually, APR ranges from 10.25% to 19.81%, and terms from 12 to 60 months. That is, interest rates will typically vary from 9.99% to 11.99%, depending on your creditworthiness and conditions.

In addition, Exchange Bank Of California offers a discount of 0.25% when you set up an automatic payment.

Now, check out how easy it is to apply for a loan through the Exchange Bank Of California.

Firstly, you need to certify you live in Northern California, in the following counties: El Dorado, Marin, Lake, Mendocino, Napa, Sacramento, Placer, Solano, Sutter, Yolo, Sonoma, and Yuba Counties.

Then, you must be at least 18 years old.

After that, you need to open an account. So, provide your personal and financial information.

You can apply for an unsecured personal loan after your account is opened.

Also, it is important to mention that your credit score will be impacted since the bank doesn’t offer prequalification.

After opening your account as described above, download the mobile app to manage your finances.

Exchange Bank Of California Unsecured Personal Loan offers good amounts of money with flexible terms and fixed and low rates.

However, it only attends Northern California. Therefore, a reliable and secure alternative is Reach Financial Personal Loans.

Check out the comparison right below before applying for a loan.

Now, check out how the Reach Financial Personal Loans application works!