Credit Cards (US)

How to apply for the Capital One Spark Cash Select Card?

If you need a card to boost your business and be successful, read our post to learn how to apply for the Capital One Spark Cash Select Card!

by Victória Lourenço

12/27/2022 | Updated on 04/03/2023

Capital One Spark Cash Select Card application: 10 minutes to apply!

Check how this Capital One Spark Cash Select Card application process works. Source: The Mister Finance.
Check how this Capital One Spark Cash Select Card application process works. Source: The Mister Finance.

Are you interested in a card to improve your business? You can learn how to apply for the Capital One Spark Cash Select Card here! Also, this card can help you earn cashback on all purchases!

You’ll be able to get a welcome bonus as a new cardholder and unlimited cash back for your business.

And you can get all of this for no annual fee! Therefore, you can keep reading our post to learn how to apply for the Capital One Spark Cash Select Card!

Online Application Process

Get your laptop with an internet connection to apply for Capital One Spark Cash Select Card. Source: Canva.
Get your laptop with an internet connection to apply for Capital One Spark Cash Select Card. Source: Canva.

Before applying for this incredible credit card, you need to know some eligibility requirements. So here are some of them:

  • You’ll need to be the business owner;
  • You need to provide your business and personal documents and information;
  • Your credit score needs to be excellent.

In addition, there are other requirements you may need to meet to have more chances of qualifying and apply for the Capital One Spark Cash Select Card.

So, to apply for this card, you’ll need to provide some of your personal and business information. For example, you’ll need to provide your full name, legal name, address, and SSN for all business owners.

Also, you’ll be able to complete the application process in about 10 minutes. Moreover, after completing the application, you’ll be able to get a response in seconds!

Other ways to apply

You can only apply for the Capital One Spark Cash Select Card through the official website application form. Therefore, you need to find a way to get to this form.

Moreover, you can read our topic above to see tips on how to apply for this card online!

Capital One Spark Cash Select Card vs. Capital One Spark Miles Business Card

If this Capital One card is not the best choice for you, you can try the Capital One Spark Miles Business Card.

Also, with this option, you’ll be able to get incredible perks as well, but with more travel advantages. So, read the comparison table below to learn more!

Capital One Spark Cash Select CardCapital One Spark Miles Business Card
Credit ScoreExcellent.Excellent.
APRPurchase APR: 17.99% – 23.99% (Variable);
Balance Transfer APR: 17.99% – 23.99% (Variable);
Cash Advance APR: 31.74% (Variable);
Purchase APR: 25.74% (Variable);
Balance Transfer APR: 25.74% (Variable);
Cash Advance APR: 31.74% (Variable);
Annual FeeNo annual fee.No annual fee for the first year. Then, $95.
Fees*There are no transfer fees;

Cash advance fees: 3% or $3 of each cash advance amount, whichever is greater;

Late payment fee: Up to $39.

*Terms apply.
Cash advance fees: 3% or $3 of each cash advance amount, whichever is greater;

Also, the late payment fee is up to $39.

*Terms apply.
Welcome bonus*You can earn a $500 one-time cash bonus (valid after you spend $4,000 with your Capital One Spark Cash Select Card within 3 months).

*Terms apply.
Earn a 50,000 miles bonus when you spend $4,500 on purchases in your first 3 months from account opening.

*Terms apply.
Rewards*1.5% unlimited cash back for your business (valid for every purchase);

Also, unlimited 5% cash back on car rentals and hotels you book through Capital One Travel.

*Terms apply.
2x unlimited miles on all purchases for your business;

Also, 5x on hotels and car rentals that you book through Capital One Travel.

*Terms apply.

If you think that the Capital One Spark Miles Business Card is a better fit for you, just read the content bellow and learn how to apply for it.

Capital One Spark Cash Plus

How to get a Capital One Spark Miles Business card

Capital One Spark Miles Business credit card offers exclusive travel perks. Check out how simple it is to apply for one!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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