Credit Cards (US)

How to apply for the Bank of America® Customized Cash Rewards Secured Card

If you're looking to improve your credit score and earn rewards while doing so, the Bank of America® Customized Cash Rewards Secured Card is your best bet. Learn how you can apply for it!

Bank of America® Customized Cash Rewards Secured Credit Card: Manage your money and get rewarded for it!

Check out how you can apply for this credit card. Source: The Mister Finance.
Check out how you can apply for this credit card. Source: The Mister Finance.

The Bank of America® Customized Cash Rewards Secured Card is a great way to build your credit while earning cash rewards along the way.

With this card, you will receive Bank of American’s standard 1 percent cash back rate on all purchases and an additional eligible 3 percent categories that are easy to sign up for online.

You can also customize the 3% categories based on what you prefer. Plus, your money is secure with Bank of America, as you must make a refundable security deposit with Bank of America before using the card.

So, keep reading if you want to know how to apply. Start building or improving your credit with Bank of America® Customized Cash Rewards Secured Card today!

card

Credit Card

Bank of America Secured

international visa

Get 1% – 3% cash back rewards No annual fee

You will be redirected to another website

Apply online

Learn how to apply online for this card. Source: Freepik.
Learn how to apply online for this card. Source: Freepik.

To make your online application for this card, you can go to Bank of America’s website and look for the card. Then, you can click on Apply Now and provide the required personal information on the fields.

After that, you will have to pay a refundable security deposit that ranges from $300 to $4,900. So, after completing the application, you can wait for a response.

However, it is best to check your score and keep in mind that this application process requires a hard credit inquiry performed by Bank of America.

Apply using the app

You can use Bank of America’s mobile app to change your chosen bonus categories and manage your credit car account in general.

However, to create your account and make your online application, you should go to the company’s website and complete your application.

Bank of America® Customized Cash Rewards Secured Card vs. Capital One Venture Rewards Card

If you are still unsure about applying for the Customized Cash Rewards Secured Card, you can look for information about different card options in the market.

Moreover, we have prepared a comparison with a different card that can give you a great welcome offer and more rewards.

However, keep in mind that you will need a very good credit score to apply. So, here is our comparison between the Bank of America Secured credit card and the Capital One Venture Rewards credit card.

Bank of America® Customized Cash Rewards Secured CardCapital One Venture Rewards Card
Credit ScorePoor or limited score.Excellent credit score.
Annual FeeThis credit card does not charge an annual fee.$95.
Regular APR27.74% variable18.99% – 26.99% variable APR
Welcome bonus*There is not much information available about the welcome bonus offered by this card.75,000 miles once you spend $4,000 on purchases within 3 months from account opening

*Terms apply
Rewards*With this credit card, you can get 3% cash back in one category you choose: online purchases, gas, dining, travel, home upgrades, drug stores.

You can get 2% cash back when making purchases at grocery stores and wholesale clubs.

Also, you can earn 1% cash back on every other purchase you make with this card.

*Terms apply
2x unlimited miles on every purchase;
$100 credit for Global Entry or TSA PreCheck®;
5X miles on hotels and rental cars booked through Capital One Travel.

*Terms apply
Capital One Venture Rewards Credit Card

How to apply for the Capital One Venture Rewards

Come and check how you can apply for the Capital One Venture Rewards Credit Card and benefit from its many perks and travel opportunities.

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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