Credit Cards (US)
American Express® Business Gold Card full review: earn rewards for flights!
Are you looking for a business card with select rewards? If so, read our American Express® Business Gold Card review to learn more about this great card!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
American Express® Business Gold Card: get points for select business purchases!
Are you looking for an Amex business card with some great perks? If so, you’ll love our American Express® Business Gold Card review!
This card comes with rewards points for travel and business categories! Read on to learn more!
| Credit Score | Excellent. |
| APR | 18.99% – 26.99% variable. Rates & Fees |
| Annual Fee | $295. Rates & Fees |
| Fees | No foreign transaction fees; Late Payment Fee: $39 or 2.99% (valid for the late payment in full amount and whichever is greater); Returned Payment: $39. Rates & Fees |
| Welcome bonus* | With the current offer, you can earn 70,000 Membership Rewards® Points (valid after you spend $10,000 on qualifying purchases in the first 3 months using your card). *Terms Apply. |
| Rewards* | 4X points on Top 2 Business Categories (valid for the categories where your business spent the most on every cycle; 1X points on other eligible purchases; *Terms Apply. |
How to apply: American Express® Business Gold card
Do you have a business? If so, you should know that if you apply for an American Express® Business Gold Card, you can earn select perks!
If you have a business and are looking for an incredible credit card to help you earn more with your purchases, an Amex card can be the solution!
The American Express® Business Gold Card offers points for business categories and other select purchases. Moreover, you can get airline bonuses on eligible Amex flights! So, read on to learn more about this card!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How does the American Express® Business Gold Card work?
With this Amex business card, you can earn incredible perks related to select business categories. Plus, you can even get travel business benefits!
Also, you shouldn’t have to worry about fees when you need to make foreign transactions. That’s why the American Express® Business Gold Card doesn’t charge any foreign transaction fees.
American Express® Business Gold Card benefits
As we mentioned, this card can give you many perks related to travel and business purchases. Plus, you can get access to purchase protection, an extended warranty, and more!
You can even have exclusive customer service 24/7! However, you also need to be an American Express® Card Member to have access to these other perks! So, read on to learn about this card’s pros and cons!
Pros
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- Pay Over Time Option: Decide whether you want to pay eligible purchases in full each month-or pay over time with interest.*
- *Terms Apply
- See Rates & Fees
Cons
- You’ll need a relatively high score to qualify;
- There is a high annual fee.
How good does your credit score need to be?
As this is an Amex credit card, you’ll need at least an excellent credit score to try to qualify for it. Also, you need to be careful to have a more than excellent score because the application process could harm it!
How to apply for the American Express® Business Gold Card?
You can easily apply for this Amex card. However, you first need to meet some requirements, and keep in mind that you’ll need excellent credit to qualify!
How to apply: American Express® Business Gold card
Do you have a business? If so, you should know that if you apply for an American Express® Business Gold Card, you can earn select perks!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
How to apply for Identity Guard®?
Check out how to apply for Identity Guard®, so you always feel safe and secure to shop, bank, and do your business on the web with freedom.
Keep Reading
How to apply for the Mastercard® Luxury Titanium credit card?
Before accessing perks and benefits, you will need to learn how to apply for the Mastercard® Luxury Titanium credit card.
Keep Reading
What credit score is needed for you to rent an apartment?
Credit scores are very important, especially if you need an apartment. Read on to learn the credit score for you to rent an apartment!
Keep ReadingYou may also like
Costco Anywhere Visa® Card by Citi review: The rewards card for Costco members
If you are a Costco shopper, you might want to check out the Costco Anywhere Visa® Card by Citi review post. Learn how to earn rewards on your purchases worldwide!
Keep Reading
Earned Income Tax Credit (EITC): who it helps and how
Find out about the Earned Income Tax Credit, a government program that assists low wages workers. Understand the eligibility requirements and how to claim your refunds. Keep reading!
Keep Reading
How to earn extra money online: your guide to getting started
Do you want to know how to earn money online? You're in luck. There are lots of different ways to earn money without leaving your home. So read on and see which method is the best fit for you!
Keep Reading