American Express, also called Amex, is a very well-known financial company. Amex cards usually offer a number of great perks and rewards. But in this post, we will show you the pros and cons of two American Express cards for you to decide: the The Platinum Card® from American Express or the American Express® Gold Card. Both cards carry very exclusive benefits.

Are you more of a traveler or someone who does a lot of everyday spending? In this post, we are going to give some information about both cards to help you understand which card has the best benefits for you: The Platinum Card® from American Express or the American Express® Gold Card.

The Platinum Card® from American Express is a more premium option. It has many exclusive rewards and perks. The hefty $695 annual fee might be worth it if you are able to pay and enjoy these perks.

For example, the great welcome offer of 100,000 Membership Rewards® points that you can get aft spending $6,000 within the first six months. You can also earn 10X points spending with eligible purchases at restaurants all over the world.

You can also earn 5X MP points if you book flights with airlines or American Express Travel (terms apply). Among other rewards, you can get hotel credit, credit for the digital entertainment options provided by Amex.

Plus, as a cardholder, you can get premium lounge access, which includes the lounges that are exclusive for cardmembers. But keep in mind that you will need a very good credit score to get this Amex card.

American Express® Gold Card gives great rewards for cardholders that need to spend a lot on everyday purchases. There is a bonus of 4X points for spendings made at restaurants and in supermarkets in the United States.

It also has the Membership Rewards® points available. And If you need to make foreign transactions, this card has no foreign transaction fees.

Even though this is not exactly a travel card, you can earn 4X points for airfare when you purchase from the airline or American Express Travel. Also, you get 1X point for all the other eligible purchases.

But you will also need a very high credit score to be able to get approved for this card. So, make sure that you have the spending power and fit the profile to get this card.

If you are someone with high spending power and love to travel while getting some premium rewards, The Platinum Card® from American Express can be good for you. If you don’t travel as much and you need to spend a lot on everyday purchases, then the American Express® Gold Card can be your choice.

Both of the cards have the Membership Rewards® points that are offered by Amex. But the American Express Platinum option has a higher annual fee. But with a high annual fee, there are also good premium rewards, like the exclusive lounge access.

To answer which one of these cards is the best one for you, you can review our information about the cards, and also check out the Amex website to see their terms directly from the source.

And always remember that there is no best card, just the best card that fits your spending profile and your lifestyle as well. So, always remember to check the perks and benefits and to always understand your personal finances. By doing that, you will be able to enjoy the great perks of one of these cards a lot better!

But if you are still thinking about which card can be best for you, and would like to see more options, that’s great too! So, you can check out our posts about the other cards that might fit your profile.

For example, if you would like a card with more points for dining and restaurant-related purchases, check out our post about how to get the Citi Prestige card. This card even has 5X points for purchases that are related to dining!