Credit Cards (US)

American Express® Gold Card overview

The American Express Gold card has amazing dining and travel benefits and a generous welcome bonus. Learn more about this great rewarding card!

by Victória Lourenço

08/09/2021 | Updated on 02/17/2023

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Partner Offer through CreditCards.com

American Express® Gold Card: get exclusive dining perks!

Check out our American Express® Gold Card overview. Source: The Mister Finance.

The American Express Gold credit card can be a great choice for people who frequently spend a considerable amount of money on food. The card is also a good option for those who like to travel and would like to earn Membership Rewards points. In this American Express® Gold Card overview, we’ll look over its main features.

This card has a very generous welcome offer with Membership Rewards. Some people might worry about the cost of credit card annual fees, but the many amazing benefits of this card can make up for its fee.

Of course, if you are looking for one of the best rewarding cards for dining and also traveling purchases, you should keep reading to know more about this great credit card option.

How to apply for the American Express® Gold Card

If you want to know how to get your American Express® Gold Card, here is some important information to guide you!

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Credit Score	Good (690) to excellent (850)
Annual Fee	$250 Rates & Fees
Regular APR	Pay Over Time APR: 20.49% – 28.49% variable APR on eligible charges. Rates & Fees
Welcome bonus	60,000 MR points after spending $4,000 on eligible purchases in the first 6 months *Terms apply
Rewards	3 points per dollar spent on flights booked with the airline or Amex Travel; 4 MR points per dollar spent at restaurants; 4 points per dollar spent at supermarkets (U.S.) on $25,000 in purchases per year, then 1x; 1 point per dollar spent on all other eligible purchases; Up to $120 Uber Cash on Amex Gold; Up to $120 on dining credit, and more. * Terms apply

What is special about the American Express® Gold Card?

What is so special about this card? Source: Adobe Stock.

This is an incredible card for people who love to eat out and buy food. The card offers amazing Membership Rewards points. It has special rewards, like 4 MP points per dollar for restaurants purchases and 1 point per dollar spent on eligible purchases (Terms apply).

In addition to having some good flight rewards and other perks, this card gives their cardholders the option to choose between the Gold or Rose Gold version. Want to see if you qualify? Keep reading our American Express® Gold Card overview.

Who qualifies for this card?

In the first place, to qualify for the Amex Gold card, you need a good to excellent credit score, from 690 to 850. Additionally, you have to be someone with good spending power to spend with dining and travel.

Therefore, those who own an Amex Gold credit card are people with very good financial health that like to spend money on food and travel.

American Express® Gold Card review

Learn more about the American Express® Gold Card, a card full of incredible rewards and dining and travel benefits!

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Partner Offer through CreditCards.com

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!