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Walmart Rewards Mastercard review: no annual fee

Check out the Walmart Rewards Mastercard review and learn how to earn unlimited rewards and many perks while paying a $0 annual fee.

Walmart Rewards Mastercard: earn a $45 bonus

This review will tell you everything about the Walmart Rewards Mastercard. Source: The Mister Finance.
This review will tell you everything about the Walmart Rewards Mastercard. Source: The Mister Finance.

Today, in this Walmart Rewards Mastercard review, you will learn how this card can be a powerful tool when it comes to accumulating rewards.

Also, it allows you to access a flexible redemption program. Besides all that, there is no annual fee. 

The card offers a welcome bonus and many other perks for its cardholders. Check out the summary below!

Walmart Rewards Mastercard

How to apply for the Walmart Rewards Mastercard?

Walmart Rewards Mastercard offers unlimited rewards at a $0 annual fee!

Credit ScoreNot disclosed 
APRFrom 19.89% to 22.97%
Annual Fee$0
Fees$4 fee Cash Advance
$20 fee for Dishonored Payment / NSF
Convenience Cheque or Balance Transfer NSF: $20;
Inactivity fee (12 months): Lesser of $10 or the full credit Balance;
Over Credit Limit: $29;
Copy of previous account statement: $5;
Replacement card fee (in a rush): $25.
Welcome bonus$45 (limited offer)
Rewards1.25% Walmart Reward Dollars at walmart.ca and Walmart stores;1% on gas and everything else

Now, continue reading to find out everything you need about this credit card before applying for one!

How does the Walmart Rewards Mastercard work?

The Walmart Rewards Mastercard is a credit card that gathers everything you need. Although it offers a higher rate of rewards when you purchase at Walmart, whether in-store or online, it features 1% on everything else.

Essentially, $1 Walmart Reward Dollars matches $1. 

Also, the card offers a welcome bonus of $45:

  • $20 being a statement credit by the moment you are approved after spending at least $50 on the same day through a temporary shopping pass
  • $15 in Reward Dollars when you purchase at Walmart and another place
  • $10 in Reward Dollars when signing up for paperless statements.

Furthermore, opening an account to get this card allows you to access a whole package of benefits, including an Installment Plan (not for Quebec residents), Mastercard Global Services, and Zero Liability Protection.

In addition, you can get optional extras like an extended warranty plan and a balance protection plan.

Moreover, the card provides a 21-day interest-free grace period. Then, the card features preferred interest and cash rates ranging from 19.89% to 22.97%.

Finally, the card charges no annual fee.

Walmart Rewards Mastercard benefits

Earn rewards using your Walmart Rewards Mastercard credit card! Source: Canva.
Earn rewards using your Walmart Rewards Mastercard credit card! Source: Canva.

The card is an amazing option for those who want to access unlimited rewards while paying a $0 annual fee.

Besides that, it offers some extra perks and optional benefits you may enjoy, including an installment plan, zero liability protection, a balance protection plan, an extended warranty plan, and Mastercard Global Services.

Also, the card provides 21 days interest-free grace period.

Pros

  • This credit card doesn’t charge an annual fee;
  • It features a good rate of rewards;
  • It is a fantastic option for those who purchase a lot at Walmart;
  • You can redeem your rewards for anything Walmart sells, whether in-store or online;
  • The card is accepted anywhere Mastercard is accepted.

Cons

  • Some additional perks are charged.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

Although it is not disclosed, it is recommended that you have at least an average credit score. In fact, the higher your score, the better chance you have for approval.

How to apply for a Walmart Rewards Mastercard?

Applying for a Walmart Rewards Mastercard is easy and fast. Check out how to do it on the next post!

Walmart Rewards Mastercard

How to apply for the Walmart Rewards Mastercard?

Walmart Rewards Mastercard offers unlimited rewards at a $0 annual fee!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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