Loans (UK)

Virgin Money Personal Loans full review: Up to £35k!

Do you need a personal loan to get to the goal you need with fixed rates? If so, you can read our Virgin Money Personal Loans review to see its pros and cons!

Virgin Money Personal Loans: Good APR amounts!

See the benefits of getting your personal loan with Virgin Money.
See the benefits of getting your personal loan with Virgin Money.

Are you looking for an easy and straightforward way to finance your next big purchase or consolidate existing debts? If so, you can read our Virgin Money Personal Loans review to learn more!

Virgin Money Personal Loans

How to apply for Virgin Money Personal Loans?

Are you in the market for a personal loan with good perks and fixed rates? If so, read on to apply for the Virgin Money Personal Loans!

APR*From 6.90% to 28.90% representative APR (the minimum rate is only valid for loans between £7,500 and £15,000).

Terms apply.
Loan PurposePersonal purposes in general.
Loan AmountsFrom £1,000 to £35,000, depending on your situation.
Credit NeededYou’ll need a score of at least a good rating.
TermsFrom 1 to 5 years.
Origination FeeN/A.
Late FeeThere can be late fees depending on the late amount and loan amount.
Early Payoff PenaltyThere are costs for early repayments of your loan.

Moreover, this lender might be a perfect choice. Also, it offers fixed rates on borrowing up to £35k!

Also, taking out a personal loan with Virgin Money could be an excellent choice for anyone. So, you can be a first-time borrower or one with established credit history.

Therefore, in this Virgin Money Personal Loans review, we’ll take a deeper look at their attractive terms and flexible repayment options.

Moreover, we’ll be giving you all the information you need to make an informed decision about applying. So, read on!

How do Virgin Money Personal Loans work?

With Virgin Money Personal Loans, you’ll be able to get fixed rates with a quick and easy application process. Moreover, you can go to the website to calculate an approximation of your rates and fees.

Also, this lender allows you to borrow from £1,000 – £35,000, depending on your finances!

Virgin Money Personal Loans benefits

Virgin Money has the perfect loan to help you achieve your dreams. Source: Virgin Money.
Virgin Money has the perfect loan to help you achieve your dreams. Source: Virgin Money.

As you know, this personal loan option can be incredible for those looking for a way to pay for a personal goal!

Moreover, you’ll be able to get a quick application response and get fixed rates depending on your score!

However, even though this lender offers many great perks, there are some downsides.

Therefore, you can read our pros and cons list below to learn more about this lender and see if this is the best option for your finances.

Pros

  • Loan amounts ranging from £1,000 – £35,000;
  • You’ll be able to get fixed rates;
  • There is a quick and easy application;
  • You’ll have the chance to pre-calculate your approximate fees and rates based on your borrowing amounts;
  • There is a chance to apply through the mobile app.

Cons

  • You won’t be able to qualify for this loan if you have a not-so-good credit score;
  • You’ll need to pay a certain fee to make early payments.

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How good does your credit score need to be?

You’ll have fewer chances to qualify for this loan if you have a not-so-good credit score. Also, you’ll need to have at least a good credit score to have more qualifying chances.

However, you’ll be able to download the app to apply and prequalify for this loan!

How to apply for Virgin Money Personal Loans?

You can easily apply for this loan online and through the mobile app. Also, you’ll be able to prequalify for this loan with no harm to your credit score.

Virgin Money Personal Loans

How to apply for Virgin Money Personal Loans?

Are you in the market for a personal loan with good perks and fixed rates? If so, read on to apply for the Virgin Money Personal Loans!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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