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Virgin Atlantic Reward+ Credit Card full review: Bonus points!

Are you looking for the perfect credit card to allow you to travel in style and reap great rewards? If so, read our Virgin Atlantic Reward+ Credit Card review to learn more!

Virgin Atlantic Reward+ Credit Card: Intro 0% rate on balance transfers!

Learn how to take advantage of this credit card's benefits. Source: The Mister Finance.
Learn how to take advantage of this credit card’s benefits. Source: The Mister Finance.

Are you a frequent traveler looking for a way to get the most out of your spending? This Virgin Atlantic Reward+ Credit Card review could be just what you’re looking for!

Virgin Atlantic Reward+ Credit Card

How to apply for the Virgin Atlantic Reward+ card?

If you love to travel and need a card to get points and perks, read on to learn how to apply for the Virgin Atlantic Reward+ Credit Card!

Credit ScoreGood score.
APR*26.90% p.a., which is equivalent to a 69.7% variable APR, depending on your finances;
0% for 6 months on balance and money transfers.
*Terms apply.
Annual Fee£160.
Fees*Standard rate for cash advances, balance transfers, and money transfers: 5.00% handling fee;
Foreign currency transaction fee: 2.99% of transaction.
*Terms apply.
Welcome bonus*15,000 bonus points with your first card purchase (valid for purchases you make within 90 days of account opening).
*Terms apply.
Rewards*You can earn 1.5 Virgin Points for each £1 you spend on everyday purchases with your card;
Also, you can earn 3 points for each £1 you spend with Virgin Atlantic or Virgin Holidays.
*Terms apply.

Also, this card offers plenty of value in addition to some great travel-related rewards.

Moreover, there’s an introductory 0% APR on balance transfers that can help you save even more money.

Therefore, in this review, we’ll take a look at everything the Virgin Atlantic Reward+ Credit Card has to offer so that you can make an informed decision about whether it’s the right credit card choice for your goals!

How does the Virgin Atlantic Reward+ Credit Card work?

You can use the Virgin Atlantic Reward+ Credit Card to make your everyday purchases and earn incredible Virgin Atlantic points!

Moreover, you’ll be able to get access to lounges and get other perks related to travel.

In addition, you’ll get incredible 1.5 points for each £1 you spend on everyday purchases. Also, you’ll earn 3 points per £1 you spend with Virgin Atlantic or Virgin Holidays!

Also, you’ll get access to an intro 0% rate on balance transfers and money transfers for 6 months!

Virgin Atlantic Reward+ Credit Card benefits

Your purchases will turn into reward points. Source: Virgin Money.
Your purchases will turn into reward points. Source: Virgin Money.

As we mentioned, this card offers some of the best perks to its cardholders and those who love to travel. Moreover, you’ll be able to earn points for everyday purchases and Virgin Holidays or Virgin Atlantic!

However, this card also has some downsides, as with any other card. Therefore, you can read our pros and cons list below to learn more about this card!

Pros

  • 0% intro rate for balance transfers and money transfers for 6 months as a new cardholder;
    1.5 points for each £1 you spend on everyday purchases;
  • 3 points per £1 you spend with Virgin Atlantic or Virgin Holidays.

Cons

  • There could be higher rewards points;
  • The annual fee can be high for some people;
  • Some people may consider the APR relatively high.

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How good does your credit score need to be?

You’ll have much more chances of qualifying for this credit card if you have at least a good credit rating. Moreover, you can check if you prequalify for this card with no credit rating harm!

Therefore, you’ll be able to complete the official application process only after you know if you prequalify for this card.

How to apply for the Virgin Atlantic Reward+ Credit Card?

You can easily apply for this credit card online through the official website. Moreover, you can check if you prequalify for this card before you start the official application.

Therefore, you won’t need to harm your credit score during this initial application process!

Virgin Atlantic Reward+ Credit Card

How to apply for the Virgin Atlantic Reward+ card?

If you love to travel and need a card to get points and perks, read on to learn how to apply for the Virgin Atlantic Reward+ Credit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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