Account (US)
U.S. Bank Smartly™ Checking full review
Read our review on the U.S. Bank Smartly™ Checking and stay tuned about all the new features offered by the U.S. Bank.
U.S. Bank Smartly™ Checking review: intuitive, reliable, and low-cost
In this U.S. Bank Smartly™ Checking review, you will learn about the reason for all the buzz on this new account offered by U.S. Bank.
How to apply for U.S. Bank Smartly™ Checking?
U.S. Bank Smartly™ Checking offers interest earnings and much more, and it's easy to apply for! Check out our review! Read more about it!
This bank gathers all in one place. So, it wouldn’t be different with accounts.
If you want simplicity when managing your finances, you have come to the right place.
Continue reading to find out the main U.S. Bank Smartly™ Checking features.
How does the U.S. Bank Smartly™ Checking work?
As you can see in this U.S. Bank Smartly™ Checking review, the newest account offered by the bank gathers all in one place.
You can get simplicity, convenience, affordability, and benefits at once. Let’s take a tour before you decide to proceed with the application.
Firstly, the opening deposit required is only $25. Traditionally, accounts with many features require a higher value for opening deposits.
Although it charges a $6.95 monthly maintenance fee, this checking offers the possibility for you to waive it according to specific criteria.
If you are a military member or meet age requirements, the monthly fee will be $0. In addition, there is no fee for overdraft protection transfers when a deposit account is linked.
The U.S. Bank Smartly™ offers a variety of tools so you can prevent overdraft fees while managing your finances and building wealth.
For your convenience, the bank provides a whole bunch of ATMs across the country. Therefore, you don’t need to worry about accessibility and fees.
The account offers a Visa debit card and rewards as long as you enroll in a program called Smart Rewards™.
Like other accounts available on the market, this one offers a mobile app, account alerts, a contactless payment option, and other basic features, including Zero fraud liability.
Unlike many other accounts, this U.S. Bank Checking offers interest earnings, personalized financial insights, faster payments through Zelle, and automated bill pay.
In summary, it gathers the essentials, but it lacks lower fees.
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U.S. Bank Smartly™ Checking Account benefits
The U.S. Bank Smartly™ Checking has a great review from its customers. Besides the good support offered by the bank, the account gathers benefits, affordability, and simplicity.
But before applying, check out the list of pros and cons below!
Pros
- It allows customers to waive fees under specific circumstances;
- It provides a variety of tools for better financial management, including a fantastic mobile app, financial insights, Zelle, and overdraft prevention resources;
- U.S. Bank offers a wide ATM network;
- You can get access to a reward program;
- The account offers interest earnings;
- It provides security features, including Zero Fraud Liability.
Cons
- It charges monthly fees that can only be waived under specific circumstances.
How good does your credit score need to be?
This account considers all credit scores in the application. However, you must be aware of other eligibility requirements, including age and citizenship.
How does the U.S. Bank Smartly™ Checking Account application work?
Finally, as shown in this U.S. Bank Smartly™ Checking review, this account might be a great choice for those who seek convenience and simplicity.
So, now, learn how the U.S. Bank Smartly™ Checking Account application works.
How to apply for U.S. Bank Smartly™ Checking?
U.S. Bank Smartly™ Checking offers interest earnings and much more, and it's easy to apply for! Check out our review! Read more about it!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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