Credit Cards (US)
U.S. Bank Altitude® Go Visa® Secured Card review
This U.S. Bank Altitude® Go Visa® Secured Card will show you how this card works and how it could help you build your credit while giving you points.
Earn points and build your credit with a secured credit card
A secured card might be worth considering as your next addition to your wallet when you need to build credit. Check our U.S. Bank Altitude® Go Visa® Secured Card review, starting with the summary of perks and fees.
Credit Score | All credit scores are considered |
APR | 28.24% (variable) |
Annual Fee | $0 |
Fees | Balance Transfer, Convenience Check Cash Advance: 3% of the amount of each transaction or $5 minimum, whichever is greater Cash Advance ATM, Cash Advance, Cash Equivalent Advance: 5% of the amount of each transaction or $10 minimum, whichever is greater Overdraft Protection: none Foreign Transaction: none Overlimit: none Late Payment and Returned Payment: up to $41 |
Welcome bonus | None |
Rewards | 4X points – dining, restaurant delivery, takeout 2X points – streaming services, grocery stores, grocery delivery, gas stations, EV charging stations 1X point – on all other purchases Plus $15 streaming credit for annual purchases |
How to apply for the U.S. Bank Altitude® Go Visa®
The U.S. Bank Altitude® Go Visa® Secured Card offers points and helps you build your credit. Find out more on this full review!
Also, as a Visa card, you know you can count on convenience and worldwide acceptance. So, learn how this secured card works and check out the list of pros and cons before applying for one.
How does the U.S. Bank Altitude® Go Visa® Secured Card work?
U.S. Bank offers some options for secured cards for those who need to build credit. The Altitude Go Visa is one of those options.
This card lets you choose the security deposit that best fits your finances from $300 to $5,000.
This deposit works as your credit limit, and it is refundable. Also, it is held in a secured savings account.
Furthermore, this U.S. Bank secured card offers points on every purchase you make, as follows:
- 4X points on dining, restaurant delivery, and takeout;
- 2X points on streaming services, grocery stores, grocery delivery, gas stations, and EV charging stations;
- 1X point on all other purchases plus a $15 streaming credit for annual purchases.
So, while you enjoy earning rewards, you can build credit since the bank reports to all three major bureaus. Using the card responsibly can lead you to a solid credit building.
The points never expire and you can redeem them for gift cards, merchandise, cash back, and travel.
The U.S. Bank Altitude® Go Visa® Secured Card offers additional benefits, including payment due date flexibility, autopay option, Mobile Wallet access, $0 fraud liability, contactless payment option, and ID Navigator Powered by NortonLifeLock.
Finally, all of that with zero annual fees.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
U.S. Bank Altitude Go Visa Secured Card benefits
The U.S. Bank Altitude® Go Visa® Secured Card gathers all in one place at a very low cost. Besides the rewards, this card provides security features, convenience, and flexibility. All of that is for a $0 annual fee.
Pros
- This card offers rewards for all purchases;
- It reports to all three major credit bureaus so you can work on building your credit;
- The security deposit is refundable and it is held in a secured savings account;
- It charges a $0 annual fee;
- It provides security features, convenience, and accessibility.
Cons
- It requires a security deposit;
- The APR is relatively high.
How good does your credit score need to be?
Since it is a secured credit card, all credit scores are considered in the application. If you need to reestablish your credit, this card offers an opportunity for you to do that.
How to apply for U.S. Bank Altitude Go Visa Secured Card?
If you are interested in applying for a U.S. Bank Altitude® Go Visa® Secured Card, check out our next post and learn how to get yours!
How to apply for the U.S. Bank Altitude® Go Visa®
The U.S. Bank Altitude® Go Visa® Secured Card offers points and helps you build your credit. Find out more on this full review!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
How can you apply for the Wells Fargo Active Cash® Card?
Learn how you can easily apply for the Wells Fargo Active Cash® Card and start earning cash back on all of your daily purchases!
Keep ReadingHow to apply for the Credit One Bank® Platinum Visa credit card?
The Credit One Bank® Platinum Visa credit card application process is easy, fast, and you can start earning rewards right away!
Keep ReadingHow do you get the Old Navy credit card?
The Old navy card offers some unique benefits for those who like basic clothing from Gap Inc. So, keep reading to learn how to apply!
Keep ReadingYou may also like
U.S. Bank Smartly™ Checking review: Is it right for you?
With our comprehensive U.S. Bank Smartly™ Checking review, you can discover if this account is the right option for your financial needs. Keep reading! Keep reading to learn more!
Keep ReadingIs The Mad Capitalist safe?
In this blog post, we'll show you how The Mad Capitalist works and what you need to know to feel safe taking a close look at the website's security standards.
Keep ReadingScotiabank Preferred Package Account Review
In this Scotiabank Preferred Package review you will find out whether this account is for you and what you can expect from it.
Keep Reading