Account (US)
Upgrade Rewards Checking Account full review
Looking for an account that offers cash back at no fees? Well, you have just found one! Read our review about how the Upgrade Rewards Checking works!
Upgrade Rewards Checking Account: up to 2% cash back and no fees
Not all accounts offer rewards while not charging fees. But on this Upgrade Rewards Checking review, you will get to know an option that differs from other traditional accounts available on the market.
How to apply for an Upgrade Rewards Checking?
You can apply for your Upgrade to Rewards Checking Account online and earn rewards at no fees. This post will tell you how to do it.
The Rewards Checking is offered by Upgrade, a financial technology company that provides a whole bunch of great products and services.
How does the Upgrade Rewards Checking Account work?
What do you think of earning rewards while paying no fees on a checking account? It is not usual to find accounts that offer high earnings and a variety of perks at no fees.
But the Upgrade Rewards Checking Account does offer you rewards and other benefits!
So, in this Upgrade Rewards Checking review, you will find out how this account can be a powerful tool for you to start the New Year growing financially.
At first, the Rewards Checking lives up to the name by providing up to 2% cash back on debit charges.
You can get 2% on common everyday stuff, including:
- groceries
- gas
- monthly subscriptions
- utilities
- convenience purchases
- restaurants.
On everything else, you’ll get 1% cash back. The account doesn’t charge any ATM, monthly, annual, transfer, or overdraft fees.
You can add an Upgrade High Yield Savings account to earn a 3.50% APY, with no minimums required.
Also, Upgrade offers better rates and lower costs on its products (such as loans and credit cards) by the moment you keep your Rewards Checking active.
Compared to other similar accounts available on the market, Upgrade Rewards Checking wins in almost all points reviewed.
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Upgrade Rewards Checking Account benefits
This Upgrade Rewards Checking review shows that the account offers everything a client looks for when going after better personal financial management.
The Upgrade Rewards Checking provides unlimited rewards, useful perks, the possibility to get lower-cost products on Upgrade, and spectacular services and apps.
All of that with security and no fees.
Pros
- The account offers up to 2% cash back on debt charges;
- It doesn’t charge any fees;
- By opening it, you can get access to Upgrade products at lower rates and better conditions;
- By pairing with a High Yield Savings account, you can earn up to 3.50% APY;
- There are no minimums required;
- The application is pretty simple.
Cons
- The Upgrade is a fintech, which means it doesn’t offer physical branches.
How good does your credit score need to be?
Upgrade doesn’t disclose if your creditworthiness will be checked.
But as we constantly say here at The Mister Finance, you better keep a good credit score. It will grant you better offers, lower fees, higher reward rates, etc.
How does the Upgrade Rewards Checking Account application work?
If you are interested in opening an Upgrade Rewards Checking Account to earn unlimited rewards while paying zero fees, check out how the application works now!
How to apply for an Upgrade Rewards Checking?
You can apply for your Upgrade to Rewards Checking Account online and earn rewards at no fees. This post will tell you how to do it.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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