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Syncro Mastercard® credit card review

Check out this Syncro Mastercard® credit card review article to learn if it could be the next addition to your wallet.

Syncro Mastercard® credit card: low-interest rates and an affordable annual fee.

This credit card features low-interest rates and an affordable annual fee. Source: The Mister Finance.
This credit card features low-interest rates and an affordable annual fee. Source: The Mister Finance.

National Bank features the Syncro Mastercard, a credit card with one of the lowest interest rates on the market. So, if you are looking for an affordable card, this one might be worth considering. Check out this Syncro Mastercard® credit card review article to learn all about it.

Credit ScoreNot disclosed
Annual Fee$35
Regular APRPrime rate + 4% – Current: 8.90% for purchases (minimum);
Prime rate + 8% – Current: 12.90% for cash advance and balance transfer (minimum)
Welcome bonusNone
RewardsNone
Syncro Mastercard® credit card review

How to apply for Syncro Mastercard® credit card?

Syncro Mastercard® credit card offers protection benefits and perks with one of the lowest costs on the market. Check out how to apply!

As you can see in the table above, although it doesn’t offer a welcome bonus or rewards, this credit card charges an affordable annual fee and the best interest rates. Therefore, if you don’t pay your credit card bill monthly, you should choose one that won’t charge high monthly interest.

How does the Syncro Mastercard® credit card work?

Syncro Mastercard is a suitable credit card for those who look for low-interest rates. Even though this card doesn’t offer a welcome bonus or rewards, it features one of the best rates on the market.

So, if you don’t usually pay off your statement balance, a Syncro might be an excellent tool for you to not sink into debt. 

While many credit cards available nowadays charge from 19.99% to 22.99% as interest rates, this one currently only charges 8.90% for purchases and 12.90% for a cash advance and balance transfer.

That’s pretty low. 

Also, this Mastercard comes with some other benefits at an affordable $35 annual fee. In summary, it offers purchase protection against theft or damage for up to 90 days after purchase.

It features an Extended Guarantee and fraud protection, too. Moreover, it provides contactless payments option and an ID Check for online purchases.

The Syncro Mastercard is another National Bank card that is part of the Priceless Cities program, in which you can get exclusive experiences when traveling around the world.

Finally, you may enjoy the outstanding customer experience provided by National Bank, which has been ranked as number one for this service for the second time in a row.

How good does your credit score need to be?

Keep reading our Syncro Mastercard® credit card review. Source: Canva.
Keep reading our Syncro Mastercard® credit card review. Source: Canva.

National Bank doesn’t disclose the exact minimum credit score required for the application. However, it is recommended that you have at least an average punctuation to be able to be considered for approval.

Also, the card has simple eligibility criteria: you must be a Canadian resident at the age of majority, and you don’t need to have a high minimum income or household income to apply for it.

Syncro Mastercard® credit card highlights

Syncro is one of the best credit cards available nowadays when it comes to low-interest rates. 

The card is a fantastic tool for those who want to avoid monthly stratospheric interest. If you are a person that forgets or usually doesn’t pay for your statement balance each month, this credit card might be great as the next addition to your wallet.

Furthermore, it provides you with a basic protection package that includes Mastercard’s Zero Liability policy, Mastercard® ID CheckTM, an Extended Warranty, Purchase Protection, and more.

Also, the eligibility criteria are quite simple. And you may enjoy the customer experience and the Priceless Cities® program, which is full of exclusive benefits for travelers.

Pros

  • It has one of the lowest interest rates on the market;
  • It provides some essential protection features;
  • National Bank offers an outstanding customer service;
  • It has simple eligibility criteria;
  • It comes with some Mastercard perks. 

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Cons

  • It charges an annual fee;
  • It lacks rewards.

How to apply for Syncro Mastercard® credit card?

So, if you are searching for a credit card that won’t charge you much, check out how to get a Syncro Mastercard® credit card on the next post!

Syncro Mastercard® credit card review

How to apply for Syncro Mastercard® credit card?

Syncro Mastercard® credit card offers protection benefits and perks with one of the lowest costs on the market. Check out how to apply!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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