Credit Cards (US)

Surge® Platinum Mastercard® overview

If you need a credit card to build or rebuild credit, the Surge® Platinum Mastercard® can be your choice. So, read our overview of this card!

Surge® Platinum Mastercard®: Get your score up!

Check out this Surge® Platinum Mastercard® overview. Source: The Mister Finance.
Check out this Surge® Platinum Mastercard® overview. Source: The Mister Finance.

The Surge Mastercard® card can be a useful tool for those who need to build or rebuild their credit. This credit card gives monthly reports to all three major credit bureaus to help you with improving your credit score. So, if you want to know more about this card, just keep reading our Surge® Platinum Mastercard® overview.

Surge® Platinum Mastercard®

How to apply for Surge® Platinum Mastercard®

If you need a credit card with credit rebuilding benefits, the Surge® Platinum Mastercard® can be for you. Read more to know how to apply!

Credit ScorePoor to good
Annual Fee$300 Credit Limit à $75 Annual Fee Year 1, $99 Annual Fee Year 2;
$500, $750, $1,000 Credit Limits à $125 Annual Fee.
Regular APRVariable APR of 29.99%.
Welcome bonusNot available.
RewardsThis credit card does not offer rewards

What is special about the Surge® Platinum Mastercard®?

What's so special about this card?
What’s so special about this card?

Surge® Platinum Mastercard®

Get a credit increase after 6 months and Mastercard Zero Liability Protection

Easy application process
Monthly payment reports to all three major credit bureaus
Credit analysis does not impact your score
Get a credit limit increase after 6 months of use

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This card is an unsecured credit card with benefits for people who do not have very good credit scores. So, its special features are related to credit building and rebuilding. One of these features is the monthly reports send to all three major credit bureaus.

Also, when applying to get this credit card, you do not get an impact on your credit score. This can be great for those struggling with their score points. Moreover, you can get up to $1,000 as a credit limit. And this credit can be doubled if you make your monthly payments on time for the first six months of using the card.

Moreover, you can get a very fast result of your application. And you can get all of the benefits of using a Mastercard card, which is accepted in many places.

Who qualifies for the Surge® Platinum Card?

People who qualify to get this credit card do not have much chance of getting approved to get other types of credit cards that might have rewards and more benefits. In addition, people who qualify are looking for an opportunity to improve their credit scores.

So, if you want to know more about this credit rebuilding card, check out our post below with a full review!

Surge® Platinum Mastercard®

Surge® Platinum Mastercard® review

The Surge® Platinum Mastercard® credit card is a card that can give you the chance to rebuild credit. Check out our full review to know more about it!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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