Credit Cards (US)
Spark 1.5X Miles Select review
Check out this Spark 1.5X Miles Select review to learn how to earn unlimited miles at a $0 introductory annual fee. Also, you can boost the rewards with your employee cards.
Spark 1.5X Miles Select: earn 1.5X miles on every purchase
Are you looking for an easy way to get more value from your travel rewards? Anyone who is serious about maximizing their spending potential should take a look at this Spark 1.5X Miles Select review.
Of course, a credit card like this one wouldn’t accept a less-than-perfect credit score. So, if you have excellent creditworthiness with no default on payments on credit reports, this card might be a spectacular choice for you.
|APR||Purchases: 0% intro APR for 9 months; 18.24% – 28.24% variable APR after that;|
Transfers: 18.24% – 28.24% variable.
|Fees||Cash advance: $3 or 3% of the amount of each transaction, whichever is greater;|
Late Payment: Up to $39.
|Welcome bonus||20,000 miles once spending $3,000 on purchases within 3 months of account opening date.|
|Rewards||Unlimited 1.5X miles on all purchases;|
5X on car rentals and hotel booked through the Capital One Travel program.
As shown on the chart, you can earn up to 5X miles on qualifying purchases plus 1.5X miles on everything else.
Moreover, there are no foreign transaction fees.
How does the Spark 1.5X Miles Select work?
The Spark 1.5X Miles Select is a fantastic credit card offered by Capital One and designed for business owners and managers.
Basically, the card gathers rewards, flexibility, convenience, and low cost. Consequently, an amazing tool for those who have small businesses in expansion.
In the first place, the card offers 1.5X miles on all purchases, in addition to 5X miles on car rentals and hotels booked through the Capital One Travel program.
Also, it features a generous welcome bonus of 20,000 miles after you spend at least $3,000 within the first three months of the account opening.
Fortunately, the redemption program is flexible enough so you can redeem your miles on vacation, hotels, flights, and more.
There’s also no annual fee and a 9-month low APR period on purchases. Furthermore, the card offers a $100 travel credit for Global Entry or TSA Pre✓®.
Of course, the Spark 1.5X Miles Select provides an essential package of features, such as:
- $0 Fraud Liability and Extended Warranty;
- Recorded transactions, an autopay option, Virtual cards, account managers, and payment flexibility;
- Employee cards for free and spend limits;
- Fantastic customer support.
Finally, the card doesn’t charge any foreign transaction fees.
So, as you can see in this Spark 1.5X Miles Select review, this credit card is suitable for those who frequently travel on business.
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Spark 1.5X Miles Select benefits
As shown on this Spark 1.5X Miles Select review, this card suits those who manage small businesses in expansion and travel around the world, whether for business matters or vacations.
To sum up, the card doesn’t lack advantages, although it could offer an introductory APR period.
- It offers a welcome bonus and unlimited miles on all purchases;
- No annual fee;
- It provides an essential package of security features as well as access to online and mobile banking;
- It offers a travel credit for Global Entry or TSA Pre✓®;
- The redemption program is flexible;
- Employee cards are free.
- Requires excellent credit.
How good does your credit score need to be?
Certainly, a card like this one requires an excellent credit score in the application.
So, you must not have declared bankruptcy or defaulted on a loan, or been more than two months late on any card, medical bill, or loan in the last year.
How to apply for the Spark 1.5X Miles Select?
Now, learn how to apply for the Spark 1.5X Miles Select so you can start earning unlimited miles on every purchase you and your employees make.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
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