Reviews (US)
SmartAccess Prepaid Visa debit card full review
Interested in ways to make your everyday life safer and more secure? Unsure about carrying physical money inside your wallet? Check our SmartAccess Prepaid Visa debit card review and learn all about this new way to keep your money safe!
SmartAccess Prepaid Visa debit card: easy and safe money-management, with all the features of a credit card!
Are searching for easy and accessible ways to make purchases online but can’t seem to find a solution that will suit your needs? Or maybe you just want a good and safe card format that will keep your balance safe from the adversities of modern life? Keep reading our SmartAccess Prepaid Visa debit card review and learn all about this innovative card!
| Credit Score | Any score. |
| Bank and ATM Fees | $5 monthly fee. 3% foreign transaction fee. |
| Cash Withdrawals | Free in-network withdrawals. $3 fee for out-of-network withdrawals within the domestic country. $5 fee for international withdrawals. |
| Welcome bonus | This card features no welcome bonus. |
| Rewards | This card features no reward package. |
How to apply for the SmartAccess Prepaid Visa card
Check our SmartAccess Prepaid Visa debit card application post and learn all there is to apply for a secure and safe way to keep your money!
A debit card that makes online purchases easy and secure and day-to-day spending manageable and trackable! This card may be the perfect fit for a safe and healthy life of purchases. In conclusion, you will have the power of responsible money management inside your wallet at all times!
How does the SmartAccess Prepaid Visa debit card work?
As a preloaded debit card, this product is quite simple to understand: load a desired amount of balance using money from another source, and there you go! This makes for manageable and responsible spending and controls risks when carrying your card around!
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SmartAccess Prepaid Visa debit card benefits
We have already talked about how safe this card is for your money, but we haven’t mentioned it’s also quite accessible! As it’s not a credit card, it doesn’t need a credit check for you to apply! Not only is it versatile for keeping your balance but also accessible to all credit scores. See below our full list of perks:
Pros
- Safe and secure way of spending money.
- Easy to manage.
- Load funds via direct deposit or cash.
- Access to your balance 24/7 through online banking services.
- Visa brand accepted almost everywhere.
Cons
- Lack of a rewards program.
- Requires a monthly fee.
- Little innovation to the prepaid card format.
How good does your credit score need to be?
Being a debit card, the SmartAccess Prepaid Visa doesn’t require a credit check for the application process! Just sign up for it via PNC’s website, and you’re good to go! It’s also worth remembering that using this card has no impact on your credit score. If you are looking to build credit, a credit card is the way to go rather than a preloaded option.
How to apply for SmartAccess Prepaid Visa debit card?
Interested in learning more about this prepaid debit card and finally getting a secure way to make purchases without the need to carry around cash? See our how to apply post below and learn all about this card’s application process!
How to apply for the SmartAccess Prepaid Visa card
Check our SmartAccess Prepaid Visa debit card application post and learn all there is to apply for a secure and safe way to keep your money!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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