Comparison

Capital One SavorOne Rewards vs SavorOne Rewards for Good Credit card: Which is the best?

Do you like Capital One credit cards? If so, keep reading to know which one is best: Capital One SavorOne Rewards or SavorOne Rewards for Good Credit!

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by Victória Lourenço

Published on 01/22/2022

Capital One SavorOne Rewards or SavorOne Rewards for Good Credit: card comparison

Capital One SavorOne Rewards or SavorOne Rewards for Good Credit? Source: Youtube Capital One.
Capital One SavorOne Rewards or SavorOne Rewards for Good Credit? Source: Youtube Capital One.

The Capital One SavorOne Rewards card is a credit card for people who have an excellent credit score. It has a rewards program tailored to your spending habits regarding groceries, restaurants, and entertainment. It has no annual fee or foreign transaction fees. Moreover, the SavorOne Rewards for Good Credit has fewer perks. So, keep reading this post to know which one is best: Capital One SavorOne Rewards or SavorOne Rewards for Good Credit!

cartão Capital One SavorOne Rewards

How to get SavorOne Rewards for Good Credit?

SavorOne Rewards for Good Credit card is one of the best rewards cards with low fees. Learn how to apply for it and enjoy its benefits!

cartão Capital One SavorOne Rewards

How to get the Capital One SavorOne Rewards card?

Capital One SavorOne Rewards is a credit card that offers cash back on all purchases with no annual fee. See how to apply for it!

Capital One SavorOne RewardsSavorOne Rewards for Good Credit
Sign-up bonus$200 after spending $500 on purchases in the first 3 months.There is no welcome bonus available.
Annual feeNo annual fee.No annual fee.
RewardsUnlimited 3% cash back after spending $500 on purchases in the first 3 months from your account opening.Unlimited 3% cash back on qualifying purchases.
Other perks*0% intro APR for 15 months on purchases and balance transfers.

You can earn 8% cash back on tickets at Vivid Seats through January 2023.

*Terms apply.
Earn 8% cash back on tickets at Vivid Seats through January 2023.

*Terms apply.
APR14.99% to 24.99% variable APR.14.99% to 24.99% variable APR.

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Capital One SavorOne Rewards

Learn more about the Capital One SavorOne Rewards card! Source: Capital One.
Learn more about the Capital One SavorOne Rewards card! Source: Capital One.

The Capital One SavorOne Rewards credit card is an excellent choice for those who love entertainment services. Also, this Capital One credit card offers a 0% intro APR on purchases and balance transfers, which is available for 15 months from account opening. Plus, this credit card does not charge an annual fee.

Moreover, as a new cardholder, you can earn a $200 cash bonus after spending $500 on purchases in your first three months from account opening. Also, this credit card has a relatively high rewards rate. For example, you can earn 3% cash back on dining, streaming services, entertainment, and grocery stores. Also, the cash back rewards are unlimited.

In addition, if you don’t like to manage many rewards categories, this credit card can be for you! This card does not have rotating categories or another process for you to earn cash back rewards. Therefore, you can spend your money on entertainment and have fun making your easy-to-earn cash back rewards.

Moreover, this credit card does not have any foreign transaction fees. Also, this credit card stands out because of its high-earning rewards and perks. Plus, you can earn 8% cash back on tickets at Vivid Seats through January 2023.

However, it would be best to have a very high credit score to qualify for this card. It means you need a credit score of at least 690 points, which is a good credit score. So, before you think about starting the application process, check out your credit score to know if it is in order.

SavorOne Rewards for Good Credit

Check out the features of the SavorOne Rewards for Good Credit card! Source: Capital One.
Check out the features of the SavorOne Rewards for Good Credit card! Source: Capital One.

The SavorOne Rewards for Good Credit card has very similar rewards and benefits to the Capital One SavorOne Rewards. However, you do not need an excellent credit score to apply for this credit card. So, if you have a good credit score, you can have a chance of qualifying to get the SavorOne Rewards for Good Credit.

Moreover, this credit card offers unlimited 3% cash back on entertainment, popular streaming services, dining, and grocery stores. Also, you can earn 1% cash back on every other purchase you make with the card.

However, as a new cardholder, you will not be able to earn the usual SavorOne welcome bonus cash back rewards. Also, you will not earn the 0% intro APR. This is because this credit card requires only a good credit score. Moreover, as this credit score seems to be high for some, the credit card companies consider it to be more risky. So, these companies will not offer as many rewards and perks if you have a good credit score.

In addition, you can redeem your rewards with PayPal. So, you can get your cash back rewards and use them to pay for anything you want through Paypal. Moreover, this credit card also offers the 8% cash back reward on tickets at Vivid Seats. This offer is also available for the Capital One SavorOne Rewards, and it is a very considerable one.

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Benefits of Capital One SavorOne Rewards

  • This Capital One credit card does not charge an annual fee.
  • There is a relatively high rewards rate.
  • You can earn 8% cash back on tickets at Vivid Seats through January 2023.
  • For new cardholders, there is a 0% intro APR period on purchases and balance transfers for 15 months from your account opening.
  • This credit card does not charge foreign transaction fees.

Benefits of SavorOne Rewards for Good Credit

  • You can earn 8% cash back on tickets at Vivid Seats through January 2023.
  • You do not have to pay an annual fee.
  • There are no foreign transaction fees.
  • This credit card has a relatively high rewards rate of 3% to 1% cash back.

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Disadvantages of Capital One SavorOne Rewards

  • You will need a good to excellent credit score to have a chance of qualifying to get this credit card.

Disadvantages of SavorOne Rewards for Good Credit

  • With this card, you will not have access to the $200 welcome bonus or the 0% intro APR period.

Capital One SavorOne Rewards or  SavorOne Rewards for Good Credit: which you should choose?

The Capital One SavorOne Rewards can be good for those who do not like to pay annual fees on credit cards. Also, this card can be for you if you go out frequently to restaurants and movie theaters. So, with this credit card, you can earn cash back while having fun! However, remember that you will need a very high (excellent) credit score to qualify for this Capital One credit card.

On the other hand, the SavorOne Rewards for Good Credit only requires a good credit score to qualify, as the name suggests. Moreover, you can get almost the same rewards as the Capital One Savor One Rewards credit card. For example, the 3% to 1% cash back and the 8% cash back on tickets at Vivid Seats if you use your SavorOne credit card.

However, with the SavorOne Rewards for Good Credit card, you will not be eligible for the 0% intro APR for 15 months. Also, you will not earn the $200 cash welcome bonus. Therefore, before you choose one of these cards, it is crucial that you check your credit score. This way, you will know if you are eligible to choose the Capital One SavorOne Rewards card or not.

Moreover, if you have an excellent credit score and want to choose one of these cards, the Capital One SavorOne Rewards credit card may be best. With this credit card, you will get the $200 cash bonus after spending $500 on purchases in your first 3 months from account opening. Plus, you will get the 0% intro APR for 15 months from your account opening. So, all of these perks can make this card more worth it.

However, if you want to learn more about other cash back credit cards, check out our post below with a full review of the Citi® Double Cash credit card!

cartão Citi® Double Cash

Citi® Double Cash credit card full review

Are you looking for a card that gives you cash back while you spend money? So, check out the Citi® Double Cash credit card full review!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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