Credit Card (UK)

Santander All in One Credit Card full review: 0% intro interest!

Are you looking for a card that helps you save money on interest? If so, read our Santander All in One Credit Card review to see its pros and cons!

Santander All in One Credit Card: Save money with the intro interest period!

See how this credit card can benefit you. Source: The Mister Finance.
See how this credit card can benefit you. Source: The Mister Finance.

Are you in the UK and looking for a card with an intro interest period that can help you save? Our Santander All in One Credit Card review might just be the perfect choice for you! So, read on!

Santander All in One Credit Card.

How to apply for the Santander All in One Card?

Do you need a credit card with 0% intro interest and cashback perks? Read on to learn how to apply for the Santander All in One Credit Card!

Credit ScoreGood.
APR*0% interest on balance transfers for 15 months with no balance transfer fee;
0% interest on purchases for 15 months from account opening;
27.7% representative variable APR;
21.90% variable p.a. for purchases.
*Terms apply.
Annual FeeYou’ll need to pay a £3 monthly fee.
Fees*There are no foreign transaction fees;
Cash transactions: 3% (£3 minimum);
Balance transfer after intro period: 3% (£5 minimum).
*Terms apply.
Welcome bonus*No welcome bonus besides the 0% intro interest period.
*Terms apply.
Rewards*You can earn 0.5% cashback on all the purchases you make with your credit card.
*Terms apply.

Also, this product offers an impressive 0% interest period for purchases and balance transfers of up to 15 months.

Therefore, they give customers plenty of time to get their finances back on track without having to worry about hefty fees or unmanageable debt.

So, keep reading this review, where we’ll cover everything from rewards and benefits to eligibility requirements and fees so that by the end of it, you can feel confident if this is the right credit card for your needs!

How does the Santander All in One Credit Card work?

With the Santander All in One Credit Card, you’ll be able to save money with the 0% intro interest period of 15 months on purchases and balance transfers.

Moreover, you can enjoy using online and mobile banking to keep track of your finances wherever you are.

In addition, this card offers up to three additional cardholders, and you can earn up to 0.5% cashback on all the purchases you make with the card.

However, you’ll need to pay a £3 monthly fee to use this card.

Santander All in One Credit Card benefits

Enjoy the 0% intro period for purchases. Source: Freepik.
Enjoy the 0% intro period for purchases. Source: Freepik.

As we mentioned, this card offers an incredible 0% intro interest period of 15 months on purchases and balance transfers. Therefore, you’ll be able to save money for a long period of over one year!

However, this credit card also has some downsides. So, you can read our Santander All in One Credit Card pros and cons review list below to learn more about it and see if this is the best choice for your finances!

Pros

  • Get account alerts to keep track of your finances;
  • Save money with the intro 0% interest period on purchases and balance transfers;
  • The credit card is safe to use and keeps your data secure;
  • Enjoy mobile and online banking.

Cons

  • You won’t be able to qualify with a not-so-good credit score;
  • The rewards rate could be higher;
  • There are no welcome bonuses besides the 0% intro interest;
  • You’ll need to pay a monthly fee to use the card.

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How good does your credit score need to be?

There is no official information regarding the credit score required to get this credit card. However, you’ll have more chances to qualify if you don’t have a bad credit history.

Therefore, you can improve your score and finances before you apply for this great credit card!

How to apply for the Santander All in One Credit Card?

You can apply for this Santander credit card online through the official website! Moreover, you can get a quick application decision!

Santander All in One Credit Card.

How to apply for the Santander All in One Card?

Do you need a credit card with 0% intro interest and cashback perks? Read on to learn how to apply for the Santander All in One Credit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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