With a cash-back mortgage, the lender pays for your closing expenses and/or down payment. The refund might be a flat rate of interest reduction (say, 0.5%) or a percentage of the loan amount (say, £500). Once the job is done, the payment is released.

With the Virgin Money 5-Year Everyday Fixed Cashback Mortgage, if you decide to move back into your prior home, you may be able to transfer your mortgage. If the amount you owe remains the same or increases after making an early payment, you will not be charged a penalty.

You’ll be able to check if you prequalify for the Virgin Money 5-Year Everyday Fixed Cashback Mortgage before you complete the official application process. Therefore, you’ll be able to prequalify with no harm to your credit score! This way, you can be more sure if you’ll be able to get this morgage or not!

Yes! You’ll be able to talk to mortgage advisors when applying for the Virgin Money 5-Year Everyday Fixed Cashback Mortgage. Also, you’ll be able to talk to their mortgage advisors before completing the application. This way, you’ll be able to understand the terms better before applying!