No. One of the many perks of the Revvi Card is that the company does not perform a hard pull on new applications. That means your credit history won’t prevent you from getting the card. It also means that applying to the Revvi Card won’t affect your current score, saving it from temporarily dropping.

Between applying and receiving the card in the mail, it should take 7 to 10 business days. If you need the card sooner, you can request expedited shipping for no additional costs. To do so, call customer services at (800) 845-4804 after submitting your application. With expedited shipping, the card should arrive at your address between 2 or 3 business days.

All new cardholders get a starting credit limit of $300. You can request a limit increase after 12 months of on-time payments and low credit utilization. You’ll also need to update your annual income within the company.

The Revvi Card can help you improve your current score by reporting all account activities to the three main credit bureaus in the country. By paying your balance in full and on-time each month, and by keeping your credit utilization low, you’ll see your score gradually increase in a few months.