You can be sure that the OppLoans platform is safe. However, you need to check if you have the money to pay for the APR and other fees before you complete the loan application and sign anything.

OppLoans gives consumers access to personal installment loans online. These loans are closed-end, unsecured, paid back over a certain period of time, and have fixed interest and principal rates.

If your OppLoans application is successful, you can get approved in as little as one business day. Plus, you’ll be able to get your loan funds in as little as the next business day after the approval. However, it all depends on your credit score and approval.

OppLoans can check your credit report information from two bureaus. However, the two inquiries will not register as “hard” inquiries on your Experian credit report. This way, they will not have a negative impact on your score! So, you can be sure to prequalify for a loan and keep your score safe.