Absa Private Banking Visa Signature Credit Card is a fantastic card for those who regularly travel and shop. The main benefits are: 24/7 private assistance; 24 complimentary visits at Bidvest Airport Lounge plus 2 guest visits each year, and 6 complimentary international airport lounge visits with one guest visit each year; Travel insurance, purchase protection, extended warranty, and free lost card protection; Access Absa Rewards, Absa Advantage, and Visa benefits; A credit limit of up to R228 000; Up to 57 days of interest-free on eligible transactions; No transaction fees on swipes and more. Of course, as a Visa, you also get global acceptance.

Absa Private Banking Visa Signature Credit Card comes with some fees, as follows: Monthly credit facility fee: R30.00; Cash deposit: at Absa ATM – R2.50 per R100.00 / Absa branch – R4.00 per R100.00; Cash withdrawal: Any local bank – Free / Overseas – R80.00 / ATM – R2.50 per R100 / Absa / POS – R2.00; Saswitch ATM: R10.00 + R2.50/R100 / Overseas – R80.00; Credit card purchases: no fees on transactions (swipes); Account payments: online – R10.00 / Absa branch – R80.00 / ATM – Free; Funds transfer (branch): Free; Funds transfer (mobile, online, ATM): Free; Debit orders: Free; Bank statement: online – Free / ATM – R20.00 (full statement); Balance enquiry: ATM or online – Free / Assisted: R9.00; Insufficient funds fee: R10.00. Also, the card charges a service fee of R155.00 per month.

To qualify for an Absa Private Banking Visa Signature Credit Card, you must: Be at least 18 years old; Provide a valid South African ID book or smart card; Provide proof of residence and recent proof of income (three consecutive months). Additionally, it is important to have good creditworthiness.

You can apply for an Absa Private Banking Visa Signature Credit Card by accessing the official Absa Bank website or by calling them at 0860 553 553.