Loans (US)
Reach Financial Personal Loans review: customizable options
Check out the Reach Financial Personal Loans review and learn how to borrow up to $40,000 at low rates and flexible terms of up to 60 months.
Reach Financial Personal Loans: up to $40,000 with flexible terms
Reach Financial is a private lender that helps people consolidate debt faster while enjoying taking control of their financial lives. This is our Reach Financial Personal Loans review, so keep reading to learn more.
How to apply for the Reach Financial Personal?
Check out how the Reach Financial Personal Loans application works so you can borrow up to $40,000 to consolidate debt and build your credit.
Therefore, the company offers a wide range of loan amounts with rates starting at 5.99% and months ranging from 24 to 60 months.
According to Reach Financial, it has helped customers save more than $9,400 in interest while raising their credit scores by an average of approximately 50 points.
| APR | From 5.99% to 35.99% |
| Loan Purpose | Personal |
| Loan Amounts | From $3,500 to $40,000 |
| Credit Needed | Good |
| Terms | From 24 to 60 months |
| Origination Fee | Up to 5% |
| Late Fee | $15 |
| Early Payoff Penalty | None |
Keep reading this Reach Financial Personal Loans review and learn how it works so you can finally consolidate debt.
How does the Reach Financial Personal Loans work?
Reach Financial features personal loans for people who need to take back control of their financial lives.
The company offers great amounts with competitive rates and flexible terms. In summary, you can customize your loan as you want and as it fits your budget better.
Loan amounts vary from $3,500 to $40,000 at rates starting at 5.99%. On the other hand, rates can reach 35.99%, so you may need to watch out.
Also, terms are flexible and range from 24 to 60 months.
In addition, Reach Financial doesn’t charge prepayment penalties. And depending on your qualification, you may not need to pay an origination fee.
Furthermore, this lender offers amazing customer service 100% U.S. based.
Reach Financial offers free monthly credit score and prequalification with no impact on your credit.
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Reach Financial Personal Loans benefits
Reach Financial provides good loan amounts at low rates with flexible terms. Rates start at only 5.99%, and you can check your estimated loan details in a free prequalification process.
Although the lender doesn’t disclose all fees, it may charge origination and late fees. On the other hand, it doesn’t charge prepayment penalties.
Another advantage of getting a loan from Reach Financial is that it provides great customer service 100% U.S. based.
In the following, you can check the pros and cons we have found in this Reach Financial Personal Loans review.
Pros
- It doesn’t charge prepayment penalties;
- Rates start at only 5.99%;
- It offers prequalification with no impact on your credit score;
- It provides 100% U.S.-based customer service;
- It offers good loan amounts with flexible terms.
Cons
- It may charge origination and late fees;
- Rates can reach 35.99%.
How good does your credit score need to be?
Reach Financial considers fair credit scores. On the other hand, it is better to apply if you have at least a good credit score.
How to apply for Reach Financial Personal Loans?
If you are interested in borrowing up to $40,000 to consolidate debt, check out how the Reach Financial Personal Loans application works.
How to apply for the Reach Financial Personal?
Reach Financial offers personal loans of up to $40,000. Check out the review!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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