Account (US)
Quontic Bank High Interest Checking Account review!
If you're looking for an account with great benefits and high APY, read our Quontic Bank High Interest Checking Account review to see the pros and cons!
Quontic Bank High Interest Checking Account: Earn up to 1.10% APY!
Are you looking for a bank account with great benefits and competitive interest rates? Then look no further than our Quontic Bank High Interest Checking Account review!
Also, they have an impressive annual percentage yield of 1.10%, plus exclusive discounts, money market access, and free ATM usage at over 90,000 locations in the U.S.!
How to get your Quontic High Interest Account
Are you looking for an accessible yet high-yielding account? If so, learn how to apply for the Quontic Bank High Interest Checking Account!
Moreover, this is an account worth considering if you want to get the most out of your banking experience.
In addition, in this blog post, we’ll be exploring everything Quontic Bank’s High-Interest Checking Account offers. This way, you’ll be able to make an informed decision on whether or not it’s right for you.
So, keep reading our Quontic Bank High Interest Checking Account review to learn more about all the great features of opening an account at Quontic Bank!
How does the Quontic Bank High Interest Checking Account work?
With up to 1.10% APY, as one of the highest yield return rates available on the market today, this account can offer noteworthy rewards without sacrificing convenience and security.
Moreover, with the Quontic Bank High Interest Checking Account, you’ll be able to achieve financial freedom!
Also, you’ll be able to access complimentary ATM access worldwide to powerful budgeting tools that make managing your finances easier than ever before!
In addition, to earn 1.10% APY on all balance transfers, you’ll need to make at least 10 eligible debit card point-of-sale transactions of $10 or more. Valid for the transactions you make per statement cycle.
However, you can earn interest even if you don’t make eligible transactions! But you’ll only earn 0.01% APY.
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Quontic Bank High Interest Checking Account benefits
As we mentioned, this checking account offers incredible perks. For example, you can earn up to 1.10 APY if you meet the requirements!
Moreover, you’ll have access to over 90,000 ATMs over the nation! Plus, you’ll have access to incredible mobile banking options!
However, this checking account also has some downsides. For example, you’ll need to make a $100 minimum opening deposit to open your account.
So, check out our pros and cons lists below to see if this is the best option for you!
Pros
- You can earn up to 1.10% APY with your account balance;
- No monthly or overdraft fees are charged.
Cons
- There is a minimum balance requirement;
- If you don’t make the eligible transactions, you’ll only earn 0.01% APY and interest;
- There is a minimum opening deposit required.
How good does your credit score need to be?
There is not much information about the credit score requirements to apply for this account. Moreover, you can definitely apply with no impact on your credit score!
However, you’ll need to fund your account with the minimum balance requirements. Also, you need to see the terms and conditions to see if you can pay the fees this account may require!
How to apply for the Quontic Bank High Interest Checking Account?
You can easily open your Quontic Bank High Interest Checking Account online! All you need is a computer and an internet connection!
Moreover, you can complete the application in a couple of minutes and get a quick response too! Check the following content with an easy application guide.
How to get your Quontic High Interest Account
Are you looking for an accessible yet high-yielding account? If so, learn how to apply for the Quontic Bank High Interest Checking Account!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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