CA

The Platinum Card® from American Express review: rewards for dining and delivery

Earn points for food and delivery with this Amex card! Read our The Platinum Card® from American Express review to learn more!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Partner Offer through CreditCards.com

The Platinum Card® from American Express: get an incredible welcome bonus.

Read our The Platinum Card® from American Express review! Source: American Express.
Read our The Platinum Card® from American Express review! Source: American Express.

If you know how to spend your money and want to spend more but want to earn something in return, this Amex card is for you. Read our The Platinum Card® from American Express review to learn more!

Credit ScoreGood to excellent.
APRSee Pay Over Time APR
(APR for Pay Over Time Feature: 18.99% to 25.99% variable APR on eligible charges).
Cash Advance APR: 28.24% variable.

Rates & Fees.
Annual fee$695.

Rates & Fees.
FeesFunds advance: 3% of the amount of each funds advance.

Dishonored Payment: $25 each.

Rates & Fees.
Welcome bonus*10X points on qualifying eats and drinks in the first 3 months using the card (offer valid for up to $20,000 points, and it ends on September 20).

*Terms apply.
Rewards*3X points on dining and delivery in Canada (valid for qualifying restaurants and food places).

2X points on travel (valid for eligible hotels, flights, and tours).

*Terms apply.
The Platinum Card® from American Express review

How to apply for the The Platinum Card® Amex?

Do you need an Amex credit card? If so, read on to learn all about the Platinum Card® American Express application!

We all know that Amex has some of the best credit cards and financial products available in the market. You can find some of the best perks for travel, entertainment, and more!

And if you fit the requirements to have an Amex credit card, why don’t you consider getting the Platinum Card®? If you want to learn more about this incredible card, read on!

How does the Platinum Card works?

With this Amex credit card, you can earn rewards points on qualifying purchases related to dining and delivery in Canada!

Plus, you can earn a welcome bonus of 10X points on qualifying eats and drinks in your first three months with the credit card!

Also, you can get up to 2X points in rewards for qualifying purchases related to flights, hotels, tours, and much more!

The Platinum Card® from American Express benefits

This Amex credit card offers some of the best credit card perks in the market. However, it also has some downsides. For example, you can only qualify with a very high credit score.

Also, there is a relatively high annual fee of $695! So, if you want to know more about this card’s pros and cons, check out our list below!

Pros

Check out this card's pros and cons! Source: Adobe Stock.
Check out this card’s pros and cons! Source: Adobe Stock.
  • There are incredible welcome bonus options.
  • You can earn up to 3X points in rewards for qualifying purchases related to dining and food in Canada.

Pre-approved credit cards for low credit score available now

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Cons

  • There is a hefty annual fee of $695.
  • The APR can be relatively high.
  • You can only qualify with a good to excellent credit score.

How good does your credit score need to be?

As we all know, most American Express credit cards require a good to excellent credit score to qualify. And it’s no different with the Platinum Card®.

You’ll need to have a credit score ranging from good to excellent to get this credit card!

How to apply for The Platinum Card® from American Express?

You can easily start your application process to get the Platinum Card® American Express! All you need is a computer with internet access.

Plus, there are some requirements you need to fit to qualify for this credit card. So, read our post below to learn more about the application process!

The Platinum Card® from American Express review

How to apply for the The Platinum Card® Amex?

Do you need an Amex credit card? If so, read on to learn all about the Platinum Card® American Express application!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Partner Offer through CreditCards.com

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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