Loans (US)

Personal Loans™ review: hassle-free loans

Do you need a loan for something important? If so, read our Personal Loans™ review and learn how you can borrow up to $35,000!

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by Victória Lourenço

Published on 09/12/2022

Personal Loans™: easy and safe loans!

If you need money to achieve some goal, check the Personal Loans features. Source: The Mister Finance.
If you need money to achieve some goal, check the Personal Loans features. Source: The Mister Finance.

Are you in need of some extra cash? A personal loan can be a great option for you! Read our Personal Loans™ review to learn all about how this lending platform works and its pros and cons!

APRFrom 5.99% to 35.99% variable APR.
Loan PurposeAny type of personal purpose, such as home improvement, businesses, personal emergencies, family vacations, and others.
Loan Amounts$1,000 to $35,000.
Credit NeededIt depends on the loan type, but there is a 580 to 600 minimum credit score (your score can affect your rates).
Terms90 days to 72 months (the payments need to be made once or twice every month).
Origination FeePeer-to-peer loans can have an origination fee from 1% to 5%.
Late FeeLenders on the platform can charge late fees depending on the loan.
Early Payoff PenaltyThere are no early payoff penalties.
Personal Loans™

How to apply for the Personal Loans™?

If you need some money for any personal emergency, check out our post to learn how to apply for Personal Loans™!

Personal Loans™ is a safe and easy way to get the money you need for your personal use. With this lending platform, you can borrow up to $35,000 quickly and easily!

Moreover, you can find a wide variety of personal loan purposes and lenders available on the platform. So, you’ll find the right loan for you! Keep reading our Personal Loans™ review to learn more!

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How does the Personal Loans™ work?

If you are looking for a personal loan to help you with an emergency or any other personal purpose, the Personal Loans™ lending platform can be your choice!

Also, you can find loans to make home improvements, go on a family vacation, business startup, and many others!

Moreover, you can find certified lenders to help you out in getting your money. Personal Loans™ you’ll help you find the right lender for your needs!

Personal Loans™ benefits

With Personal Loans, you have access to a large network of reliable lenders. Source: Freepik.
With Personal Loans, you have access to a large network of reliable lenders. Source: Freepik.

As we mentioned, the Personal Loans™ lending platform offers incredible benefits to its users. For example, you can create your account to find the right lender for your loan needs.

Also, if you don’t find the lenders you need on their platform directly, they have other ways to get the best loan option.

You can access their extended lender network! This way, you’ll be sure to find the loan you need!

However, this lending platform also has some downsides. So, read our list below to get a view of the downsides and upsides of getting a loan through Personal Loans™!

Pros

  • You can get loan amounts ranging from $1,000 to $35,000;
  • There are many types of personal loans available;
  • You can get access to an extended lending network.

Cons

  • You’ll not be able to find many loans for poor credit scores.

How good does your credit score need to be?

You can find lenders that will analyze more than just your credit score. However, the website explains that for peer-to-peer loans, you’ll need a credit score of at least 600.

Also, if you are looking for a personal installment loan or a bank personal loan, you’ll need a score of at least 580.

How to apply for Personal Loans™?

You can easily apply for a loan through the Personal Loans™ platform. All you need to do is create your account and provide some personal information!

Personal Loans™

How to apply for the Personal Loans™?

If you need some money for any personal emergency, check out our post to learn how to apply for Personal Loans™!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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