Oportun is a company that focuses on helping people get credit. Besides the personal loans offered, it features credit cards, savings & investments options, tools, and educational articles. It considers all credit scores in the application process, and it offers fast prequalification with no impact on credit. The loans are affordable, and the funding is quick. So keep reading our Oportun Personal Loans review to learn how everything works!

Oportun offers personal loans for all types of purposes and credit. The application is simple and secure, and the funding process is fast.

The amounts vary from $300 to $10,000, and you can use it for home improvements, car repairs, rental deposits, medical bills, vacations, and any other unexpected expenses you might have on your way.

The APRs are no higher than 35.99%. And the terms and fees applied to vary according to the State you live in, as well as other factors. 

Furthermore, it doesn’t charge any early payoff penalty. Origination and late fees are charged, though.

Unfortunately, the official website lacks further information about the terms and all fees associated with the loans offered.

Also, some loan amounts are unavailable in some States. For example, unsecured loans above $6,000 are not available in Florida. Plus, loans below $3,100 are not available in Georgia, and below $1,600 in Hawaii.

Other terms and conditions also vary according to the State. In Texas, secured loans are limited to $18,000.

So, check out the conditions before applying.

In addition to all, Oportun offers tools and educational articles for you to start getting credit, saving money, and using it responsibly.

All credit scores are considered. So, if you have a limited credit history, an Oportun Personal Loan might be excellent for you. 

Follow the link below to learn how to apply for an Oportun Personal Loan and get the funds you need right away.