Credit Card (UK)

M&S Shopping Plus Credit Card full review: Get M&S vouchers!

Do you need a card with intro interest to help you shop worry-free? If so, read our M&S Shopping Plus Credit Card review to learn more about it!

M&S Shopping Plus Credit Card: 0% intro interest!

Looking for a credit card with rewards? This is the one! Source: The Mister Finance.
Looking for a credit card with rewards? This is the one! Source: The Mister Finance.

Are you looking for a credit card that rewards you every time you shop? If so, check out our M&S Shopping Plus Credit Card review!

apply M&S Shopping Plus Credit Card

How to apply for the M&S Shopping Plus Credit Card

If you love to shop, you can get a credit card to help you get rewards! Read on to learn how to apply for the M&S Shopping Plus Credit Card!

Credit Score*You’ll need to have at least good credit and meet other requirements, such as income.
*Terms apply.
APR*0% intro for 15 months on balance transfers you make within 90 days from account opening;
0% intro for 18 months on eligible purchases;
23.9% variable p.a. for purchases (representative example).
*Terms apply.
Annual FeeN/A.
Fees*2.99% fee for balance transfers (minimum of £5);
55 days interest-free credit.
*Terms apply.
Welcome bonusN/A.
Rewards*You can earn rewards and points every time you make purchases with your card;
1 rewards point per £1 spent in M&S and 1 rewards point for every £5 spent elsewhere. 
*Terms apply.

Also, not only does this card offer an unbeatable introductory interest period of 0% on balance transfers and purchases, but also exclusive vouchers and rewards to use at Marks & Spencer stores!

Moreover, whether you’re a regular shopper or an occasional visitor to our high-street favorite, this could be the perfect solution for your shopping needs.

Therefore, read on for our full review of the M&S Shopping Plus Credit Card – everything from how much money is saved with each purchase to the pros and cons!

How does the M&S Shopping Plus Credit Card work?

With the M&S Shopping Plus Credit Card, you’ll be able to get a good credit limit depending on your financial analysis. Also, you can redeem your rewards for M%S vouchers and get the best perks!

M&S Shopping Plus Credit Card benefits

Enjoy the 0% intro APR period for shopping. Source: Canva.
Enjoy the 0% intro APR period for shopping. Source: Canva.

As we mentioned, this credit card offers incredible perks to its users. Moreover, you can even get a £1,200 credit limit depending on your credit score and finances.

However, this card also has some downsides. Therefore, you can check out our pros and cons list below to learn more about this card and see if it is the best choice for your needs!

Pros

  • You’ll get 0% intro interest on purchases and balance transfers;
  • You can redeem your rewards for M&S vouchers to spend how you want.

Cons

  • The card could have higher reward rates;
  • You may not get a good credit limit depending on your financial situation and credit score.

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How good does your credit score need to be?

There is no official information regarding the credit score needed to qualify for this card. However, we recommend that you have at least a good score to have more qualifying chances!

Moreover, you should know that you need to meet some eligibility requirements before you apply.

How to apply for the M&S Shopping Plus Credit Card?

You can apply for this credit card online through the official website and application form. Also, you’ll need to meet some requirements and send some personal documents during the application.

apply M&S Shopping Plus Credit Card

How to apply for the M&S Shopping Plus Credit Card

If you love to shop, you can get a credit card to help you get rewards! Read on to learn how to apply for the M&S Shopping Plus Credit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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