Do you need a card that can give you all the benefits you deserve? If so, we know it can be hard to find it. But we can help you decide which of these cards is best: Mogo Prepaid Visa or CIBC Smart™ Visa prepaid card!

Reloadable cards can change your financial life forever. And in a good way! All you need to know is how to use them correctly. So, read on to learn more about these two prepaid cards!

You can use prepaid cards to save money by only loading the amount you really need. Also, you can create alerts and use other tools to help you save.

There are many prepaid card options out there in the market. But not all of them offer the same good benefits. Plus, some cards fit better with a type of financial life.

You can identify with the Mogo Prepaid Visa card if you care a lot about the environment, for example. If you are looking for a more traditional card, you can go for the CIBC Smart™ Visa prepaid card.

Either way, both cards have similar benefits, and you can get Visa benefits from both. So, keep reading to know which one is best: Mogo Prepaid Visa or CIBC Smart™ Visa prepaid card!

If you care a lot about the environment, you will like the Mogo Prepaid Visa card. With this card, you can save money and help the environment.

When using the Mogocard, you don’t have to worry about spending and ruining the planet. You can do both to live in this world and help make it a better place.

For every purchase you make with your card, a plant will be planted. This way, the C02 from the atmosphere will be absorbed by the plant. And you will be able to spend while helping the planet!

You can set alerts and find tips to help you save money and control your spending. Plus, you don’t need to worry about your credit score because there are no credit score requirements.

Also, you don’t need to worry about spending more than what you need because it is a reloadable card! You can’t get any type of debt. And there is no impact on your credit score during the application process.

With the CIBC Smart™ Visa prepaid card, you can manage your money and save more. You can plan your finances and set a budget. This way, you’ll know exactly how much to load into your card.

You can also load your card only when you need to go out to make a purchase. Also, you can use your card anywhere Visa is accepted.

Your account is available for access 24/7. You can access your account online and see all the details to keep track of all your spending and finances. Plus, your funds don’t expire!

The CIBC Smart™ Visa prepaid card also offers a highly secure chip technology for you to have the safest card experience.

Plus, you’ll have access to Visa’s zero liability policy. This way, you’ll be able to know if someone steals your card or your card’s information.

With the Mogo Prepaid Visa card, you can get access to your credit score monthly. Plus, you can get access to identity fraud protection for free!

Also, you can help plant a tree every time you spend. You can also earn 50 green satoshi rewards (Bitcoin parts) every time you use your MogoCard.

You can use your CIBC Smart™ Visa prepaid card to load just the right amount of money you can spend. Also, you can plan a budget to know exactly how much you need, and you won’t be able to spend more.

This way, you won’t get into debt or anything like it! Plus, you can use fraud monitoring to help you detect fraudulent transactions made with your card.

There is no welcome bonus for new cardholders. Also, you can’t use this card to help build your credit score. Plus, there is no insurance coverage, like a warranty.

Even though this is an incredible prepaid card option, it also has some downsides. This card has a limitation related to deposit options.

Also, if you want to build your credit score, you can’t use this card. And there is no rewards program available.

If you are still unsure about which of these cards is best for you, we can help you out. If you are looking for a more modern card with benefits, the MogoCard may be best.

However, if you are looking for a card from a more traditional bank, the CIBC Smart™ Visa can be the best option for you.

Also, if you care about banks making a change in the world, the MogoCard has options to help plant trees. And all you need to do is spend with your card.

But if you are looking for another prepaid card option, check out our post below to learn about the CIBC Air Canada® AC conversion™ Visa Card!