The Merit Platinum credit card is an unsecured store card that allows you to build credit while shopping at Horizon Outlet.

Therefore, if you are struggling to have your unsecured credit card due to your bad or no credit history, don’t worry; the Merit Platinum card does not require any of that.

As well as it doesn’t require employment check, too.

Thus, keep reading to learn how this card works and its benefits.

Probably the main feature of this store credit card is the credit score requirement, which is none. That’s a good option for people who need to build a credit history.

And as a store card, you only use it at Horizon Outlet, though.

However, Horizon Outlet offers many products in many categories, such as Men & Women Clothing, Home Goods, Toys, Electronics, and more. So, you will shop for something you need on their website, eventually.

In addition, the Merit Platinum card does not charge APR. But it charges a monthly fee valued at $14.95, which amounts to $179.40 annually.

As a store credit card, it doesn’t offer you any rewards, as well.

The Merit Platinum credit card reports to one major Credit Bureau, and that’s how you can manage to build up your credit score by shopping at Horizon Outlet with this card.

Even though there are no APR or annual fee charges, there is a $14.95 monthly membership fee, so keep that in mind before applying for it.

Also, it doesn’t offer rewards, but it offers some perks, like privacy protection on the Horizon Online Portal and legal assistance.

Another good thing about the card is that you can try it for seven days for free before becoming a member. Plus, it gives you a $750 credit line at first.

The Merit Merit Platinum credit card does not require credit history at all. So, you can apply for it even when you have a poor credit score.

Are you looking for an unsecured credit card that gives the opportunity of building up credit while shopping at Horizon Outlet? So, check out how to apply for the Merit Platinum credit card.