This Members 1st Federal Credit Union Personal Loans review will show you all it offers. It provides rewards and exclusive services for its members.

They also offer a wide range of financial products, including digital banking, business solutions, and investment options. Today, we will focus on personal loans.

Then, keep reading to learn how borrowing money from Members 1st works.

Members 1st FCU gathers all in one place. It offers accounts, investment options, solutions for individuals and businesses, and loans.

Also, becoming a member might be a great thing if you want to enjoy exclusive services and rewards.

Today, we will focus on reviewing personal loans offered by this credit union.

First of all, let’s get started with the main advantage of borrowing money from Members 1st. It offers super-long repayment terms for loan amounts of over $25,000.

The loan term can be up to 180 months.

Also, loan terms of up to 60 months are offered when you borrow amounts under $25,000.

Furthermore, rates are reasonable and affordable and start as low as 10.99%.

Of course, the interest rate varies according to conditions and credit worthiness. But you can also check your estimated rates by prequalifying with no hard impact on your credit.

Personal loans can be used for various purposes, including debt consolidation, home improvement, weddings, vacations, medical emergencies, vehicle repairs, and more.

Moreover, Members 1st doesn’t charge application or prepayment penalty fees.

On the other hand, you may need to watch out for the origination and late fees, as happens to other loan providers.

Finally, this credit union offers tools, support, perks, and free credit report access for you to achieve financial knowledge and build a solid financial path.

Members 1st Federal Credit Union offers more than reasonable, flexible, and affordable personal loans, so let’s review the pros and cons.

Besides the low rates, good amounts, and super-long terms, this credit union provides tools and assistance so you can grow financially while achieving your goals.  

You don’t need a good or perfect credit score to apply for a personal loan from Members 1^st FCU. It considers fair credit, too. But it is always better to have good credit before applying for financial products.

Now, if you are interested in getting to know your estimated rates, check out how the Members 1st Federal Credit Union Personal Loans application works.