Credit Cards (US)

Mastercard® Luxury Titanium credit card full review

If you want to earn points while purchasing everything you want, we have just found a way for you to do it! So, check out the Mastercard® Luxury Titanium credit card full review we’ve prepared for you.

Mastercard® Luxury Titanium credit card

See the card's full review. Source: Luxury Card.
See the card’s full review. Source: Luxury Card.

Can you imagine a card that comes with a box almost as fancy as a jewel? That’s how it is with the Mastercard® Luxury Titanium credit card.

This card is not only about rewards and perks. It is about luxury and status, as well.

Therefore, you only get the chance to join the exclusive club that comes with this card if you have an exceptional credit score.

Are you ready for the Luxury Titanium credit card tour? So, keep reading to learn how this credit card puts you on another level.

Mastercard Luxury Titanium credit card

How to apply for Mastercard® Luxury Titanium card?

Benefits and perks are just around the corner with the Mastercard® Luxury Titanium credit card. Check out how to apply for it right now!

Credit ScoreFrom Very Good to Exceptional
Annual Fee$195 (plus $95 for each additional and authorized user)
Regular APRIt charges 14.99% Variable APR on transfers and purchases 
0% Intro APR
Welcome bonusNone
Rewards1 point for each dollar spent on all purchases
Airfare redemptions (2%)
Cashback redemptions (1%)

How does the Mastercard® Luxury Titanium credit card work?

The credit card provides rewards, perks, and status. Source: Pixabay.
The credit card provides rewards, perks, and status. Source: Pixabay.

The credit card can provide you with rewards, perks, and status. Weighing 22g of pure stainless steel, it feels like you’re carrying a jewel instead of a credit card.

Firstly, you earn one point for each dollar you spend on all purchases. And, you can redeem it for cashback and airfare, valued at 1% and 2%, respectively.

Secondly, it charges a 14.99% Variable APR on transfers and purchases. And, it gives 0% Intro APR for new members. 

Thirdly, the Mastercard® Luxury Titanium credit card provides you 24/7 Concierge services and travel benefits (such as Airport Assist & Meet, Cruise Privileges, Chauffeured Transportation). 

Finally, the card also gives you access to the Luxury Magazine, which gathers travel, fashion, and other high points of high society.

Also, you can manage your account and benefits by using the exclusive Card App, only available for cardholders.

However, you will pay $195 (plus $95 for each additional and authorized user) in the annual fee.  And you will need an exceptional credit score to begin to think about the application.

Mastercard® Luxury Titanium card benefits

Besides the reward program and perks, the Mastercard® Luxury Titanium credit card provides you VIP treatment at airports and hotels.

The card’s main benefit is the 24/7 Concierge service and the Card App, which supports all perks.

Moreover, there is no foreign transaction fee. So, you can travel and spend a lot around the world.

To summarise, see below all the credit card pros and cons. 

Pros

  • Reward program
  • No foreign transaction fee
  • VIP treatment
  • 24/7 concierge service
  • Competitive airfare and cashback redemptions
  • Card App

Cons

  • Annual fee and annual fee for each additional and authorized user
  • High credit score required

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

To be part of the Luxury Titanium card exclusive club and enjoy all perks and benefits, you will need an exceptional credit score. 

How to apply for a Mastercard® Luxury Titanium credit card?

You can apply for it online. So, do not waste time and learn how to do it, now that you know all about the credit card!

Mastercard Luxury Titanium credit card

How to apply for Mastercard® Luxury Titanium card?

Benefits and perks are just around the corner with the Mastercard® Luxury Titanium credit card. Check out how to apply for it right now!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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