Reviews (US)
LifeLoans full review: what you need to know before applying
Are you in need of a loan but lack good credit? Or maybe you have no credit history. So, keep reading our LifeLoans review, and find out how they can help you!
LifeLoans: learn all the details about this loan platform
Most people need a loan at some point in their lives. Loans can help you buy a car, pay for college, or consolidate debt. But what if you don’t have perfect credit? Or what if you don’t have any credit history at all? That’s where platforms like LifeLoans come in. LifeLoans is a platform created to help borrowers and lenders find each other more safely. So, keep reading our LifeLoans review to know more about it!
| APR | N/A. |
| Loan Purpose | The loan purpose also depends on the lender you are dealing with. But usually, it is for personal purposes and emergencies. |
| Loan Amounts | $100 to $40,000. |
| Credit Needed | No minimum score. |
| Terms | The terms vary depending on the lender. |
| Origination Fee | N/A. |
| Late Fee | This type of fee will be discussed with the specific lender you will deal with inside the LifeLoans platform. |
| Early Payoff Penalty | The early payoff penalty depends on the lender you connect with on the LifeLoans platform. |
How to apply for LifeLoans?
Do you need a personalized loan to solve your finances? The LifeLoans platform can help you! Read more to know how to apply!
How does the LifeLoans work and its benefits?
LifeLoans can be a good option for those who do not have a good credit score but still need a loan. Also, you can use this platform to connect with the best lender for your situation. Plus, if you are a lender, you can find the perfect borrower for your needs. However, LifeLoans has some drawbacks.
For example, there is not much information about the lenders on their website. And this can be a facilitator for those who plan on scamming others. So, check out our list below to understand more about the pros and cons of this platform.
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Pros
- Good platform for those who have bad credit and need to apply for a loan.
- Fast and easy online application.
- There are no major fees.
Cons
- Their website is not the easiest to navigate.
- Some users give negative feedback regarding LifeLoans’ customer support.
- There is not much information about the lenders on the platform.
What credit score do you need for LifeLoans?
One of the main features of the LifeLoans platform is that you do not need a high credit score to qualify for a loan. Moreover, as the platform works as a connection between lender and borrower, you will find many different loan options. For example, if you have bad credit, you will find many options with other lenders. Also, if you have a bit higher credit score, you will have options.
How to apply for LifeLoans?
The application process for a loan with the LifeLoans platform can be very straightforward. You can do it all online and from your phone or computer. If you want to know more details about how to apply and if you should apply for a loan with this platform, we can help. So, check out our post below to know how to apply for a loan with the LifeLoans platform!
How to apply for LifeLoans
Do you need a personalized loan to solve your finances? The LifeLoans platform can help you! Read more to know how to apply!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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