Debit Cards (US)

How to apply for the Smart Financial Debit Mastercard®?

If you need a debit card to learn more about finances and use the best Mastercard features, read on to learn how to apply for the Smart Financial Debit Mastercard®!

by Victória Lourenço

Published on 01/05/2023

Smart Financial Debit Mastercard® application: Open your account to get all the perks!

You can use this debit card in your digital wallet. Source: The Mister Finance.
You can use this debit card in your digital wallet. Source: The Mister Finance.

If you’re looking for a debit card with the features you need to help you and your family keep track of your finances, you can learn how to apply for the Smart Financial Debit Mastercard®!

card

Debit Card

Smart Financial Debit

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This debit card has excellent mobile banking and Mastercard benefits!

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Moreover, with this card, you can get incredible Mastercard benefits. For example, Mastercard ID Theft Protection™, Mastercard Global Service™, Airport Concierge™, and more!

Also, you’ll find incredible other perks to help you and your family learn how to have a healthier financial life! So, keep reading our post to learn how to apply for the Smart Financial Debit Mastercard®!

Online Application Process

You can apply online and enjoy the mobile banking experience. Source: Canva.
You can apply online and enjoy the mobile banking experience. Source: Canva.

Before you apply to get this card, you need to know that you’ll need to open a Smart Financial checking account. Therefore, you’ll be able to choose from four account types.

For example, the SmartScholar, SmartStart, SmartChoice, and SmartPremier. This way, each account has features depending on your needs.

In addition, with SmartScholar, you can open an account for kids ages 14 to 17. On the other hand, you can open accounts for people ages 18+.

You’ll need to pay different monthly fees depending on your chosen account. However, you can waive the fees depending on the requirements!

So, after you’ve opened your account, you’ll have access to the Smart Financial Debit Mastercard®!

Other ways to apply

You’ll need to know how to open one Smart Financial checking account to access this debit card. Therefore, you can read our topic above for tips on opening the best account for your needs!

Smart Financial Debit Mastercard® vs. Acorns Visa™ Debit card

If the Smart Financial Debit Mastercard® is not the best choice for you and your family’s finances, we can help with a different option. For example, the Acorns Visa™ Debit card!

With this debit card, you’ll be able to have more than just a traditional account. So, you’ll be able to get access to investment features and more!

Moreover, you’ll be able to access all the banking features you need and still save and invest your money!

In addition, you can use this card to earn bonus investments for shopping from your favorite brands!

However, if you’re looking for a way to teach your family how to invest and keep track of their money, the Smart Financial Debit Mastercard® can be the best choice!

Therefore, you can read our comparison table below to see which card can be the best choice for your finances!

Smart Financial Debit Mastercard®Acorns Visa™ Debit card
Credit ScoreNo credit score requirements.No credit score requirements.
Bank and ATM Fees*$10 or $15 monthly service fee to open an account and get access to the debit card (the fee can be waived in certain cases);

*Terms apply.
You’ll need the Acorns checking account to get this card. You can choose the personal plan or the family plan, which costs $3 per month (personal) and $5 (family);

Also, you can access over 55,000 ATMs with no fees worldwide.

*Terms apply.
Cash WithdrawalsN/A.N/A.
Welcome bonusNo welcome bonuses.No welcome bonuses.
RewardsN/A.No rewards program.

The next post will tell you how to apply for the Acorns Visa™ Debit card. Just click the link to see the walkthrough of the application process.

Acorns Visa™ Debit card

How to apply for the Acorns Visa™ Debit card?

Are you looking for a debit card with more than a traditional account? Learn how to apply for the Acorns Visa™ Debit card to invest!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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