Credit Cards

How to apply for the Scotia Momentum® Visa credit card?

The Scotia Momentum® Visa credit card gives cash back and convenience in your day-to-day. If you think it fits your profile, check out how to apply for one!

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by Aline Augusto

Published on 12/04/2021

Scotia Momentum® Visa card application

Find out how the application process works! Source: Scotiabank®.
Find out how the application process works! Source: Scotiabank®.

If you’re looking for a Visa card that will reward you for your everyday spending, the Scotia Momentum® Visa card is a great option. This card offers cash back on eligible purchases and more! So, if you want a financial product that will help you save money, this credit card is definitely worth considering.

Plus, the Scotia Momentum® Visa credit card provides you with purchase security and an extended warranty.

But it is not only that. You can earn up to 2% cash back and an intro APR, too. And all of it with a reasonable annual fee.

On the other hand, you need at least a good credit score for the application to get one.

So, if you have a 650 or more score, check out how to apply for it.        

card

Credit Card

Scotia Momentum® Visa

Visa Cash Back

Intro APR, Extended Warranty Protection.

You will be redirected to another website

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Apply online

See how to apply online to get the Scotia Momentum® Visa credit card. Source: StockSnap.
See how to apply online to get the Scotia Momentum® Visa credit card. Source: StockSnap.

Access the Scotia Bank website at https://www.scotiabank.com/ca/en/personal/credit-cards/visa/momentum-cash-back-card.html and click on Apply now. 

Choose whether you already have an account or not. If not, sign up.

Then, fill in the form with your personal information. Finally, submit it.

You can also apply for this card by phone or in person.

Apply using the app

You can download the Scotia mobile app after approval. That way, you can manage your credit card transactions and purchases on an easy and simple way!

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Scotia Momentum® Visa credit card vs. Scotia Momentum® Visa Infinite credit card

Scotiabank features two Momentum® Visa credit cards in Canada, and one of them is a good fit for your life. Check it out the comparison chart below and choose which one is the best option for your financial needs!

Scotia Momentum® Visa Scotia Momentum® Visa Infinite
Credit ScoreGood – ExcelentGood – Excellent
Annual Fee$39$120 (free in the first year)
Regular APRFrom 19.99% to 22.99%From 20.99% to 22.99%
Welcome bonusNone None
RewardsYou can earn up to 2% cash back on eligible purchasesYou can earn up to 4% cash back

How to apply Scotia Momentum® Visa Infinite

The Scotia Momentum® Visa Infinite credit card features cash back and no annual fee in the first year. Learn how to apply for it right now!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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