Credit Cards (SA)
How to apply for the RMB Private Bank Credit Card?
If you're looking for a credit card to earn eBucks and travel rewards while getting personalized rates, read on to learn how to apply for the RMB Private Bank Credit Card!
RMB Private Bank Credit Card application: eBucks travel!
Are you a South African looking for a credit card that offers travel and rewards perks? Look no further! You can learn how to apply for the RMB Private Bank Credit Card!
Moreover, this card has features to make any frequent traveler smile!
From exclusive eBucks rewards to airport lounge access, this card has the perfect balance of benefits abroad and at home! Therefore, keep reading to learn how to apply for this card!
Online Application Process
Before you apply online or through the app for this card, you’ll need to check if you meet the requirements. Also, you’ll need to meet some important requirements, such as earning at least R750,000 per year!
Moreover, after you know if you meet the requirements, you can go to the online application page and provide the information needed.
After that, you can complete the application process and wait for a quick response!
You will be redirected to another website
Application Process using the app
You can also apply for this card through the mobile app! Also, you’ll only need to provide the personal information required in their application form.
Moreover, you can download the app and just follow the instructions on the screen to complete your application process easily! Then, you’ll only need to wait for a quick application response.
RMB Private Bank Credit Card vs. American Express® Gold Credit Card
If the RMB Private Bank Credit Card does not offer the best perks for your needs, you can try a different option, such as the American Express® Gold Credit Card!
Also, with this Amex card, you’ll be able to earn incredible travel rewards and perks! Moreover, the monthly and other fees can be lower than the RMB card’s fees!
Therefore, read our comparison table below to learn more about these cards and see which one is the best option for your finances!
|RMB Private Bank Credit Card||American Express® Gold Credit Card|
|Requirements*||You’ll need to earn at least R750,000 or more per year or have a net asset in excess of R15 million.||You’ll need to have an income of at least R17,000 per month (before tax) and have a very healthy credit score. Plus other requirements.|
|Initiation Fee*||Up to a maximum of R175.||R180.|
Rates & Fees.
|Monthly Fee*||R258.||R75 per month for the primary card and no monthly fee for the additional card.|
Rates & Fees.
|Fees*||Credit facility service fee: R17.20;|
You can get up to 5 additional cards at no charge. After that, R18.50 per card per month;
Also, linked Petro card fee: R29.50 per card linked.
|Credit facility service fee: R21 per month;|
No fee for card enrollment;
2% international currency conversion fee;
No late payment fees.
Rates & Fees.
|Rewards*||You can earn eBucks on all your eligible credit card purchases;|
There are eBucjs Travel rewards available.
|You can earn monthly lifestyle vouchers when you spend R3,500 per month (it needs to be valued at more than your monthly card fees);|
Also, earn 5,000 bonus Membership Rewards® points when spending R10,000 in your first 3 months using the card.
Do you think that the American Express® Gold Credit Card is a match? Read the following post, and you’ll see how you can apply for it and add it to your financial tools.
Learn how to apply for the American Express® Gold Credit Card and get the best travel perks, insurance, and even lifestyle rewards!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
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