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How to apply for the Post Office Credit Card?

Check out how to apply for the Post Office Credit Card and enjoy building your credit rating with confidence.

Apply for a Post Office Credit Card: check your eligibility with no impact on your credit

Improve your creditworthiness: apply for the Post Office credit card! SourcE: The Mister Finance.
Improve your creditworthiness: apply for the Post Office credit card! SourcE: The Mister Finance.

To apply for a Post Office Credit Card, you need to check your eligibility first. And that is a good thing, indeed, since your credit score won’t be affected, and the process is fast and free.

card

Credit Card

Post Office Credit Card

mobile app intro APR

The best credit card to start building your credit journey.

You will be redirected to another website

Before using the QuickCheck, though, learn the benefits you will get by applying for this Post Office Card:

  • You may get introductory offers of 0% interest on purchases or balances transfers for up to 12 months;
  • The credit limits are good and range from £200 to £8,000;
  • It is a Mastercard, so you will enjoy global acceptance;
  • Capital One offers an amazing mobile app with fantastic customer service.

So, if you use the card responsibly, you will be able to build your credit score and establish a stable and solid financial structure.

Now, learn how to apply for the Post Office Credit Card.

Online Application Process

Apply in minutes on the Post Office website. Source: Freepik.
Apply in minutes on the Post Office website. Source: Freepik.

The eligibility process is safe and free and only takes a few seconds to be completed.

All you need to do is fill out the forms with your personal information. Then, provide your contact details.

Finally, provide your employment status and a summary of your finances.

You need to be at least 18 years old and must be a UK resident. 

By doing it, you will be 100% certain about being approved when applying for this credit card.

Application Process using the app

After checking your eligibility, applying, and being approved, download the mobile app to manage your account.

Post Office Credit Card vs. American Express® Preferred Rewards Gold Credit Card 

As shown, the Post Office Credit Card might be an amazing option for those who are looking to build credit.

However, if you want to accumulate points, take a look at an AMEX card option.  

Post Office Credit CardAmerican Express® Preferred Rewards Gold Credit Card
Credit ScoreNot disclosedGood – Excellent 
APR19.9% to 34.9% (variable)Representative 72.4% (variable)
+ Rates & Fees
Annual FeeFees are subjected to your individual circumstances£160 (£0 in the first year)
+ Rates & Fees 
FeesCash advance fee: £3 or 3% of the value of each transaction;
Other fees are subjected to your individual circumstances
Cash advance: 3% (£3 minimum)
Balance and money transferFee: 3% of the amount of the transfer
Copy statement fee: £2 for each additional copy
Foreign usage: non-sterling transaction fee – 2.99%
Late Payment: £12
Returned Payment: £12
+ Rates & Fees 
Welcome bonusNone20,000 Membership Rewards® points after spending £3,000 within three months
*Terms Apply
RewardsNone3X points on American Express® Travel;
2X points on purchases made directly with airlines;
1 point for each £1 spent on other purchases;
Up to 12,500 bonus points a year
*Terms Apply 

So, learn how to apply for an American Express® Preferred Rewards Gold Credit Card to accumulate points and travel abroad.

American Express® Preferred Rewards Gold Credit Card

How to get an Amex® Preferred Rewards Gold?

Check out how to apply for the American Express® Preferred Rewards Gold Credit Card and earn rewards on all purchases plus travel benefits.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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