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How to apply for the Post Office Credit Card?
Check out how to apply for the Post Office Credit Card and enjoy building your credit rating with confidence.
Apply for a Post Office Credit Card: check your eligibility with no impact on your credit
To apply for a Post Office Credit Card, you need to check your eligibility first. And that is a good thing, indeed, since your credit score won’t be affected, and the process is fast and free.
Before using the QuickCheck, though, learn the benefits you will get by applying for this Post Office Card:
- You may get introductory offers of 0% interest on purchases or balances transfers for up to 12 months;
- The credit limits are good and range from £200 to £8,000;
- It is a Mastercard, so you will enjoy global acceptance;
- Capital One offers an amazing mobile app with fantastic customer service.
So, if you use the card responsibly, you will be able to build your credit score and establish a stable and solid financial structure.
Now, learn how to apply for the Post Office Credit Card.
Online Application Process
The eligibility process is safe and free and only takes a few seconds to be completed.
All you need to do is fill out the forms with your personal information. Then, provide your contact details.
Finally, provide your employment status and a summary of your finances.
You need to be at least 18 years old and must be a UK resident.
By doing it, you will be 100% certain about being approved when applying for this credit card.
You will be redirected to another website
Application Process using the app
After checking your eligibility, applying, and being approved, download the mobile app to manage your account.
Post Office Credit Card vs. American Express® Preferred Rewards Gold Credit Card
As shown, the Post Office Credit Card might be an amazing option for those who are looking to build credit.
However, if you want to accumulate points, take a look at an AMEX card option.
| Post Office Credit Card | American Express® Preferred Rewards Gold Credit Card | |
| Credit Score | Not disclosed | Good – Excellent |
| APR | 19.9% to 34.9% (variable) | Representative 72.4% (variable) + Rates & Fees |
| Annual Fee | Fees are subjected to your individual circumstances | £160 (£0 in the first year) + Rates & Fees |
| Fees | Cash advance fee: £3 or 3% of the value of each transaction; Other fees are subjected to your individual circumstances | Cash advance: 3% (£3 minimum) Balance and money transferFee: 3% of the amount of the transfer Copy statement fee: £2 for each additional copy Foreign usage: non-sterling transaction fee – 2.99% Late Payment: £12 Returned Payment: £12 + Rates & Fees |
| Welcome bonus | None | 20,000 Membership Rewards® points after spending £3,000 within three months *Terms Apply |
| Rewards | None | 3X points on American Express® Travel; 2X points on purchases made directly with airlines; 1 point for each £1 spent on other purchases; Up to 12,500 bonus points a year *Terms Apply |
So, learn how to apply for an American Express® Preferred Rewards Gold Credit Card to accumulate points and travel abroad.
How to get an Amex® Preferred Rewards Gold?
Check out how to apply for the American Express® Preferred Rewards Gold Credit Card and earn rewards on all purchases plus travel benefits.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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