How to apply for the Opus Credit Card?
Check out how to apply for an Opus Credit Card and enjoy transferring money at a very reasonable package of costs along with many benefits at no annual fee.
Apply for an Opus Credit Card: check your eligibility with simple steps
It is very simple to apply for the Opus Credit Card, and you can check your eligibility for free with a few steps.
In the first place, take a look at the main advantages you will enjoy by getting this card:
- Flexible payment dates, with the possibility of changing due dates three times per year;
- Digital Wallet integration;
- Good credit limits ranging from £250 to £1,200;
- No annual fee;
- Easy way to move cash and way cheaper than taking money out from a cash machine;
- Fantastic app with text reminders so that you won’t forget to stay in control of your finances.
As can be seen, Opus offers a good option for those who are looking to transfer many with ease, flexibility, and affordability. Also, it allows you to build credit if you use the card responsibly.
Now, learn how to apply for the Opus Credit Card.
Online Application Process
Fortunately, Opus counts on the FastCheck process, in which you will answer a few questions within a few minutes, and Opus matches your answers to lending options.
The process doesn’t harm your credit, and you will get a response in less than 60 seconds.
Lastly, you need to provide some simple information about yourself, including employment, spending habits, contact details, and residency.
You will be redirected to another website
Application Process using the app
After checking your eligibility, download the Opus app to manage your account, pay your bills, and track your finances.
Opus Credit Card vs. American Express Platinum Cashback Everyday Credit Card
Opus Credit Card suits those who want to have a card with the possibility to move cash at low costs.
However, if you want rewards, find out more about an American Express Platinum Cashback Everyday Credit Card.
|Opus Credit Card||American Express Platinum Cashback Everyday Credit Card|
|Credit Score||Not disclosed||Good – Excellent|
|APR||49.9% (representative and variable)||28.1% (variable) |
+ Rates & Fees
+ Rates & Fees
|Fees||Balance transfers: up to 3% of the transaction (minimum £3|
);Money transfers: up to 3% of the transaction (minimum £3);
Cash transactions: 5% of the transaction (minimum £4);
Paper copies of statements: Foreign exchange conversion charge: 2.95%;
Late payment: £12;
Returned payment: £12;
Overlimit fee: £12;
Trace fee: £20
|Cash advance: 3% (£3 minimum)|
Balance and money transferFee: 3% of the amount of the transfer
Copy statement fee: £2 for each additional copy
Foreign usage: non-sterling transaction fee – 2.99%
Late Payment: £12
Returned Payment: £12
+ Rates & Fees
|Welcome bonus||None||5% cashback on purchases within the first 3 months (up to £100)|
|Rewards||None||0.5% cashback on spending (up to £10,000 within a year);|
1% cashback on spending (above £10,000 within a year)
If you want to earn up to 1% cashback on your spending, learn how to apply for an American Express Platinum Cashback Everyday Credit Card.
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