CA
How to apply for Mogo Loans?
Mogo Loans are great for those who need a hand to accomplish a dream or just to consolidate debt fast enough to restart a better financial path. Check out how to get the loan you need today.
Applying for Mogo Loans: get pre-approved in 3 minutes!
Applying for a loan at Mogo Loans is easy and fast. Actually, you can request a loan within 3 minutes.
Mogo also features a pre-approval process that doesn’t affect your credit score.
Take a look at the basic eligibility requirements before applying for a loan. First of all, you must present a minimum annual net income of $13,000.
Also, you must be in steady employment for at least 30 days.
Second of all, you need to provide a valid government-issued ID and a bank account verification.
Last but not least, you must be the age of the majority in your province. Note that Mogo is not available in Quebec and Saskatchewan.
Apply online
Access the Mogo website. On the right corner, you will see a form where you will fill it out with your basic and personal information.
Also, provide how much you need and the loan reason.
After that, click on Get Pre-Approved.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
After creating an account, download the Mogo mobile app to manage your finances.
Mogo Loans vs. Fat Cat Loans
Both services provide loans through a network of committed lenders. On one side, Mogo offers higher amounts of up to $35,000.
On the other side, you may be able to get fewer costs through Fat Cat.
Check out the full comparison table right below!
Mogo Loans | Fat Cat Loans | |
APR | From 9.9% to 46.96% | From 4.84% to 35.99% |
Loan Purpose | Personal | Personal |
Loan Amounts | Up to $35,000 | From $200 to $5,000 |
Credit Needed | All credit types are considered | All credit types are considered |
Terms | Approximately 9 months to 5 years | From 3 to 84 months |
Origination Fee | It depends on the lender | It depends on the lender |
Late Fee | It depends on the lender | It depends on the lender |
Early Payoff Penalty | It depends on the lender | It depends on the lender |
If you decide to go with Fat Cat, take a look at how to apply for a loan through its platform.
How to apply for the Fat Cat loans?
Get an instant online loan through the Fat Cat loans! Check out how to get a quote and receive an instant decision!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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