Magical Credit is a lender that provides loans up to $20,000 for people in Canada with a bad credit score or low income.

To be able to apply for it, you need a steady source of employment and income for at least six months.

Also, you must be discharged from any bankruptcies or consumer proposals. Plus, you need to provide a government ID or SIN that shows you are in the age of majority in your province.

You need a bank account, too, so the funding can be directly deposited into it.

Note that the service is not available in some areas, so make sure you live in Alberta, BC, New Brunswick, Newfoundland & Labrador, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, or Yukon Territory.

Access the Magical Credit and click on Application.

Then, fill in the forms with your personal information.

Create a login and enter a promotional code if you have one.

Finally, continue to qualify for a loan.

The process is easy and fast.

Apply using the website as described above.

If you have a low income or a bad credit score, Magical Credit loans might be perfect for you. 

But, if you want to keep searching for a loan that fits your goals and needs, check out LoanConnect.

So, if you want to learn more about LoanConnect, click on our next post!