AU
How to apply for the Low Rate Credit Card from American Express®?
Are you looking for a card with great value and no annual fee? If so, read on to learn how to apply for the Low Rate Credit Card from American Express®!
by Victória Lourenço
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
The Low Rate Credit Card from American Express® application: No annual fee!
Are you looking for a low-rate credit card with no annual fee? You can try to apply for the Low Rate Credit Card from American Express!
Also, with fixed, low purchase interest rates and up to 55 days of interest-free days on purchases, this credit card puts money back in your pocket each time you make a purchase!
How to apply for American Express® Platinum Edge
Looking for a card with travel perks and rewards points? Read on to learn how to apply for the American Express® Platinum Edge Credit Card!
Moreover, this means that you can get more cash for whatever it is that you enjoy doing! And because there’s no annual fee, you never have to worry about paying extra fees just for having the card.
Therefore, read on to learn more about the features and benefits of this great credit card option and see how to apply for the Low Rate Credit Card from American Express®!
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Online Application Process
Before you apply for the Low Rate Credit Card from American Express® card online, you need to know some of the requirements. For example, you must be an Australian citizen at least 18 years old.
Also, you can’t have any debt or payment defaults history to get this card. In addition, you’ll also need to send some documents, such as proof of income, details of debts, income, and more.
Therefore, after you know that you can apply for this card, you’ll only need to provide the personal information required and wait for a quick response from Amex!
Application Process using the app
There is not much information about the possibility of applying for this card through the mobile app from Amex. However, you can use the mobile app to manage your account, get alerts, and more!
Therefore, you can read our topic above to see tips on how to apply for this credit card online!
The Low Rate Credit Card from American Express® vs. The American Express® Platinum Edge Credit Card
If you’re unsure about getting the Low Rate Amex card, you can try applying for the Amex Platinum Edge Card!
Also, with this Platinum card, you’ll earn up to 3 points per dollar at eligible supermarkets and petrol stations! Moreover, you can get up to 55 days interest-free!
In addition, you’ll get many other major travel perks, such as annual credit! Therefore, read our comparison table below to help you decide!
| The Low Rate Credit Card from American Express® | The American Express® Platinum Edge Credit Card | |
| Credit Score | N/A. | Good to excellent. |
| P.A.* | 8.99% p.a. on purchases. Rates & Fees | 21.99% variable p.a. on purchases. Rates & Fees |
| Annual Fee* | $0. Rates & Fees | $0 annual fee in the first year. Then, $195 annually. Rates & Fees |
| Fees* | $30 late payment fee; Interest-free for up to 55 days; Cash advances or balance transfers are not available. Rates & Fees | Up to 55 days interest-free; $30 fee for late payments; Cash advances or balance transfers are not available. Rates & Fees |
| Welcome bonus* | There are no welcome bonuses for this credit card. *Terms Apply | No welcome bonuses besides the no annual fee during the first year. *Terms Apply |
| Rewards* | There are no rewards besides the low-interest rates, low fees, annual fees, and other perks. *Terms Apply | Earn 3 points per dollar spent at major supermarkets and petro stations; 2 points per dollar spent on purchases in foreign currency when overseas and online; Also, 1 point per dollar on any other purchases. *Terms Apply |
If you’re considering applying for The American Express® Platinum Edge Credit Card, the following content will tell you how it works.
How to apply for American Express® Platinum Edge
Looking for a card with travel perks and rewards points? Read on to learn how to apply for the American Express® Platinum Edge Credit Card!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
Victória Lourenço
Aline Barbosa
Senior Editor
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