Loans (US)

How to apply for the Figure Home Equity Line?

Are you looking for the best HELOC with pre-qualification and good rates? If so, read on to learn how to apply for the Figure Home Equity Line!

Figure Home Equity Line application: Get your fund in as little as 5 days!

Learn how to apply for this line of credit! Source: The Mister Finance.
Learn how to apply for this line of credit! Source: The Mister Finance.

Are you looking to leverage your home equity for a helping hand with your financial needs? There is no quicker way than learning how to apply for a Figure Home Equity Line today!



Figure Home Equity Line

fast funding fixed rates

Get incredible rates to borrow up to $400,000 with Figure: apply in 5 minutes.

You will be redirected to another website

Moreover, with an innovative online experience, quick pre-qualification process, you can get fast fund disbursement in as little as 5 days!

Also, you can get the cash infusion needed while managing your finances efficiently.

Therefore, get started by reading more about what makes the Figure HELOC so attractive and how simple it is to apply immediately!

Online Application Process

Borrow up to $400,000. Source: Canva.
Borrow up to $400,000. Source: Canva.

Before you apply for Figure Home Equity Line, you’ll need to know about some of the requirements.

Therefore, you’ll need to have a job and a credit score of at least 680 (good to excellent).

This way, if you don’t meet some of the requirements, you’ll be able to check if you pre-qualify before you apply. So, during the prequalification, your credit score won’t be impacted.

Application Process using the app

You use the Figure mobile app to manage your home equity line and finances. However, you’ll need to go to the official website to complete the home equity line application.

Therefore, you can go to our topic above to see our tips on how to apply online!

Figure Home Equity Line vs. OppLoans

If you’re not really looking for a home equity line, you may need a personal loan. Moreover, you can also use your home equity line to consolidate debt and others.

However, other personal loan options may give you more loan purposes to use. For example, you can try applying for OppLoans.

Moreover, this lender offers various loan options, such as loans for rent, home improvement, car repairs, medical expenses, and much more!

In addition, OppLoans accepts all types of credit. However, you may get higher rates if you have a low credit score.

Therefore, check out our comparison table below to learn more and see if this is the best option for your finances!

Figure Home Equity LineOppLoans
APR*6.10% to 14.74%.

*Terms apply.
59% to 160%.
Loan PurposeHome equity lines for various purposes, such as home improvements, major purchases, or debt consolidation.Travel expenses, rent, emergency medical expenses, home improvement and repairs, car repairs, and other personal purposes.
Loan Amounts*$15,000 up to $400,000.

*Terms apply.
$500 to $4,000.
Credit NeededA minimum credit score of 680 for investment properties and other types.All types of credit.
Terms5, 10, 15, and 30 years.
From 9 to 18 months.
Origination FeeIt will be a fixed rate that determines how much of the loan may be financed at the time of origination.No origination fees.
Late FeeN/A.Depending on the lender, there could be a late fee if you miss any loan repayments.
Early Payoff PenaltyNone.No prepayment fees.

See how easy it is to apply for OppLoans by clicking the following link. It will take you to our application guide and you can learn more about this loan.


How to apply for the OppLoans?

Looking for a way to get the money you need with no hassle? You can learn how to apply for OppLoans and pay no hidden fees!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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