Loans (US)
How to apply for the Figure Home Equity Line?
Are you looking for the best HELOC with pre-qualification and good rates? If so, read on to learn how to apply for the Figure Home Equity Line!
Figure Home Equity Line application: Get your fund in as little as 5 days!
Are you looking to leverage your home equity for a helping hand with your financial needs? There is no quicker way than learning how to apply for a Figure Home Equity Line today!
Moreover, with an innovative online experience, quick pre-qualification process, you can get fast fund disbursement in as little as 5 days!
Also, you can get the cash infusion needed while managing your finances efficiently.
Therefore, get started by reading more about what makes the Figure HELOC so attractive and how simple it is to apply immediately!
Online Application Process
Before you apply for Figure Home Equity Line, you’ll need to know about some of the requirements.
Therefore, you’ll need to have a job and a credit score of at least 680 (good to excellent).
This way, if you don’t meet some of the requirements, you’ll be able to check if you pre-qualify before you apply. So, during the prequalification, your credit score won’t be impacted.
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Application Process using the app
You use the Figure mobile app to manage your home equity line and finances. However, you’ll need to go to the official website to complete the home equity line application.
Therefore, you can go to our topic above to see our tips on how to apply online!
Figure Home Equity Line vs. OppLoans
If you’re not really looking for a home equity line, you may need a personal loan. Moreover, you can also use your home equity line to consolidate debt and others.
However, other personal loan options may give you more loan purposes to use. For example, you can try applying for OppLoans.
Moreover, this lender offers various loan options, such as loans for rent, home improvement, car repairs, medical expenses, and much more!
In addition, OppLoans accepts all types of credit. However, you may get higher rates if you have a low credit score.
Therefore, check out our comparison table below to learn more and see if this is the best option for your finances!
| Figure Home Equity Line | OppLoans | |
| APR* | 6.10% to 14.74%. *Terms apply. | 59% to 160%. |
| Loan Purpose | Home equity lines for various purposes, such as home improvements, major purchases, or debt consolidation. | Travel expenses, rent, emergency medical expenses, home improvement and repairs, car repairs, and other personal purposes. |
| Loan Amounts* | $15,000 up to $400,000. *Terms apply. | $500 to $4,000. |
| Credit Needed | A minimum credit score of 680 for investment properties and other types. | All types of credit. |
| Terms | 5, 10, 15, and 30 years. | From 9 to 18 months. |
| Origination Fee | It will be a fixed rate that determines how much of the loan may be financed at the time of origination. | No origination fees. |
| Late Fee | N/A. | Depending on the lender, there could be a late fee if you miss any loan repayments. |
| Early Payoff Penalty | None. | No prepayment fees. |
See how easy it is to apply for OppLoans by clicking the following link. It will take you to our application guide and you can learn more about this loan.
How to apply for the OppLoans?
Looking for a way to get the money you need with no hassle? You can learn how to apply for OppLoans and pay no hidden fees!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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